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- W4313510163 abstract "Pradhan Mantri Jan Dhon Yojana (PMJDY) is a national mission. The objective of this mission is to ensure economic integration through a wide range of sectors such as banking savings, insurance, pension etc. The main objective is to ensure the economic prosperity of the vast majority of people living below the poverty line in India. Any person is provided to open bank account of zero balance. The scheme not only inculcated savings but also provided accident insurance and benefits of Rs 1 lakh to those who opened accounts under the scheme between 26 January 2015. A life insurance policy of Rs 30,000 was also included. It was observed that 19.38 crore new bank accounts were opened out of which 35 percent were zero balance accounts. Regularly a large section of the village population helped to increase cash mobility through the organized economic system. These deposits have helped in taking a leading role and implementing rural development projects such as Pradhan Mantri Awas Yojana, Lokdeep Scheme, Subsidized Gas Supply, Pradhan Mantri Road Yojana, National Water Scheme, Self Employment Scheme etc. The scheme also provided low-interest bank loans to rural people on simple terms, which helped to protect the farming community from the exorbitant interest of rural moneylenders. This scheme is indeed a realistic government initiative to implement the recommendations of the Rangarajan Committee of 2008 and to free the rural people from economic slavery." @default.
- W4313510163 created "2023-01-06" @default.
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- W4313510163 date "2022-06-10" @default.
- W4313510163 modified "2023-10-18" @default.
- W4313510163 title "The Impact of Jan Dhan Yogana in Indian Economy in Relevance with Dhanbad" @default.
- W4313510163 doi "https://doi.org/10.56815/ijahss.v1.n1.25-33" @default.
- W4313510163 hasPublicationYear "2022" @default.
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