Matches in SemOpenAlex for { <https://semopenalex.org/work/W4385795152> ?p ?o ?g. }
Showing items 1 to 79 of
79
with 100 items per page.
- W4385795152 endingPage "290" @default.
- W4385795152 startingPage "277" @default.
- W4385795152 abstract "Abstract This study highlights the importance of financial background risks in consumers' demand for coverage against insurable risks, considering the bankruptcy option. We explore three cases that are overlooked in theoretical literature, although found to be highly relevant in empirical studies: (1) the joint realization of the two financial risks is bankrupting, (2) the insurable risk is bankrupting and the background risk is not, and (3) each financial risk is bankrupting on its own. Our new results highlight the potential role of the background risk in decreasing demand for insurance (and thus insurance take‐up) and yield novel non‐monotonic relationships between the magnitude of the background risk and the demand for insurance coverage, given consumers' initial wealth. Our results align with recent empirical work that highlights the role of consumer bankruptcy as a substitute to formal health insurance, and thereby its significant negative effects on insurance take up among working‐age Americans." @default.
- W4385795152 created "2023-08-14" @default.
- W4385795152 creator A5049381617 @default.
- W4385795152 creator A5075033741 @default.
- W4385795152 date "2023-08-14" @default.
- W4385795152 modified "2023-10-18" @default.
- W4385795152 title "Background risk and consumers' demand for insurance under limited liability" @default.
- W4385795152 cites W1528184036 @default.
- W4385795152 cites W1567731956 @default.
- W4385795152 cites W1588274898 @default.
- W4385795152 cites W1839984991 @default.
- W4385795152 cites W1970935641 @default.
- W4385795152 cites W2020268248 @default.
- W4385795152 cites W2027428335 @default.
- W4385795152 cites W2060565181 @default.
- W4385795152 cites W2080173459 @default.
- W4385795152 cites W2146683595 @default.
- W4385795152 cites W2407937940 @default.
- W4385795152 cites W2412862172 @default.
- W4385795152 cites W2612590048 @default.
- W4385795152 cites W2789855226 @default.
- W4385795152 cites W3035258361 @default.
- W4385795152 cites W3049325986 @default.
- W4385795152 cites W3112817596 @default.
- W4385795152 cites W3122060817 @default.
- W4385795152 cites W3123517985 @default.
- W4385795152 cites W3124485762 @default.
- W4385795152 cites W4233812973 @default.
- W4385795152 doi "https://doi.org/10.1002/soej.12651" @default.
- W4385795152 hasPublicationYear "2023" @default.
- W4385795152 type Work @default.
- W4385795152 citedByCount "0" @default.
- W4385795152 crossrefType "journal-article" @default.
- W4385795152 hasAuthorship W4385795152A5049381617 @default.
- W4385795152 hasAuthorship W4385795152A5075033741 @default.
- W4385795152 hasConcept C10138342 @default.
- W4385795152 hasConcept C134121241 @default.
- W4385795152 hasConcept C144133560 @default.
- W4385795152 hasConcept C162118730 @default.
- W4385795152 hasConcept C162324750 @default.
- W4385795152 hasConcept C191897082 @default.
- W4385795152 hasConcept C192562407 @default.
- W4385795152 hasConcept C22738907 @default.
- W4385795152 hasConcept C504631918 @default.
- W4385795152 hasConcept C62172701 @default.
- W4385795152 hasConcept C68799949 @default.
- W4385795152 hasConcept C76073288 @default.
- W4385795152 hasConceptScore W4385795152C10138342 @default.
- W4385795152 hasConceptScore W4385795152C134121241 @default.
- W4385795152 hasConceptScore W4385795152C144133560 @default.
- W4385795152 hasConceptScore W4385795152C162118730 @default.
- W4385795152 hasConceptScore W4385795152C162324750 @default.
- W4385795152 hasConceptScore W4385795152C191897082 @default.
- W4385795152 hasConceptScore W4385795152C192562407 @default.
- W4385795152 hasConceptScore W4385795152C22738907 @default.
- W4385795152 hasConceptScore W4385795152C504631918 @default.
- W4385795152 hasConceptScore W4385795152C62172701 @default.
- W4385795152 hasConceptScore W4385795152C68799949 @default.
- W4385795152 hasConceptScore W4385795152C76073288 @default.
- W4385795152 hasIssue "2" @default.
- W4385795152 hasLocation W43857951521 @default.
- W4385795152 hasOpenAccess W4385795152 @default.
- W4385795152 hasPrimaryLocation W43857951521 @default.
- W4385795152 hasRelatedWork W1533206190 @default.
- W4385795152 hasRelatedWork W1975535635 @default.
- W4385795152 hasRelatedWork W2367447215 @default.
- W4385795152 hasRelatedWork W2375122011 @default.
- W4385795152 hasRelatedWork W2378586073 @default.
- W4385795152 hasRelatedWork W3041584022 @default.
- W4385795152 hasRelatedWork W3160621830 @default.
- W4385795152 hasRelatedWork W597102040 @default.
- W4385795152 hasRelatedWork W609880657 @default.
- W4385795152 hasRelatedWork W2186594674 @default.
- W4385795152 hasVolume "90" @default.
- W4385795152 isParatext "false" @default.
- W4385795152 isRetracted "false" @default.
- W4385795152 workType "article" @default.