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- ilnd;;1:19-cv-06813_de38 RegisterActionDate "2020-07-06" @default.
- ilnd;;1:19-cv-06813_de38 RegisterActionDescriptionText "MINUTE entry before the Honorable John Robert Blakey: Plaintiff's motion for partial judgment on the pleadings 18 is denied. Plaintiff asserts in Count I of his complaint that Defendant violated multiple provisions of the Fair Debt Collection Practices Act (FDCPA) by attempting to collect a credit card debt. 1 at 3339. To prevail on an FDCPA claim, Plaintiff must establish, among other elements, that the debt "arises out of a transaction incurred for personal, family, or household purposes." Burton v. Kohn Law Firm, S.C., 934 F.3d 572, 579 (7th Cir. 2019); 15 U.S.C. § 1692a(5). Attempting to do so, Plaintiff attaches credit card billing statements showing that he incurred the relevant credit card charges from purchases he made at "Feeney Liquor," "Shell Oil," "Dish Network," and "Morris Hospital Cafete." [18-1] at 2. But these billing statements fail to illuminate whether Plaintiff, in fact, incurred these charges for personal, family, or household purposes, rather than for other purposes. And indeed, determining "the purposes for which a debt was incurred is necessarily a fact-based, case-specific inquiry." Burton, 934 F.3d at 581. Because Plaintiff fails to establish this element of his FDCPA claim on the pleadings alone, this Court denies his motion 18 . All dates and deadlines stand. Mailed notice (gel, ) (Entered: 07/06/2020)" @default.
- ilnd;;1:19-cv-06813_de38 AdministrativeID "38" @default.
- ilnd;;1:19-cv-06813_de38 OntologyLabel minute_entry @default.
- ilnd;;1:19-cv-06813_de38 hasReferenceToOtherEntry ilnd;;1:19-cv-06813_de0 @default.
- ilnd;;1:19-cv-06813_de38 hasReferenceToOtherEntry ilnd;;1:19-cv-06813_de18 @default.