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- W148785278 abstract "The Federal Reserve Board is responsible for two of the most widely-used data sets with information about U.S. household balance sheets, the quarterly macro-level Flow of Funds Accounts (FFA) and the triennial micro-level Survey of Consumer Finances (SCF). The FFA is very timely, but can only be used to describe the household sector as a whole. The SCF has the micro-level detail needed to capture heterogeneity in household finances, but the data is only available with a long lag. The key contribution in this paper is using the FFA and other macro data sources to “age” the micro-level SCF forward through time to generate a representative sample for current-quarter policy analysis. This aging approach is used to compare and contrast pre- and post-recession trends in key indicators such as net worth, debt to income, debt service to income, and housing loan to value across families grouped by characteristics including income, age, and geography." @default.
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- W148785278 date "2013-01-01" @default.
- W148785278 modified "2023-10-18" @default.
- W148785278 title "The Current State of U.S. Household Balance Sheets" @default.
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- W148785278 doi "https://doi.org/10.20955/r.95.337-359" @default.
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