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• W1501475318 abstract "Using nationwide U.S. bank-level data from 2003-2007, this paper explores multiple dimensions of the financial performance of small business loans by means of statistical decompositions. I find systematic contrasts across small commercial loans of different sizes, which suggest dynamic changes for growing business borrowers as well as diverse challenges and opportunities for banks. The findings overall suggest that small business lending is neither riskier nor less profitable than larger commercial loans, with higher yields offsetting higher marginal costs, and better portfolio diversification offsetting higher chargeoff rates on the smallest commercial loans." @default.
• W1501475318 created "2016-06-24" @default.
• W1501475318 creator A5075891203 @default.
• W1501475318 date "2008-08-01" @default.
• W1501475318 modified "2023-09-27" @default.
• W1501475318 title "FINANCIAL PERFORMANCE OF SMALL BUSINESS LOANS: INDIRECT EVIDENCE" @default.
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• W1501475318 hasPublicationYear "2008" @default.
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