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- W1507670372 abstract "This paper uses recent state (2004-2010) and federal (2009-2010) court decisions to explore the role of courts as mechanisms for easing the financial problems experienced by policy holders as a result of disputes with their insurance companies. Insureds who have had their claims delayed, diminished, or denied may bring suit against their insurers on a number of grounds but especially invoking alleged “bad faith” or breach of the covenant of “good faith and fair dealing.” The paper provides a background discussion of the use of contract law and tort law principles in deciding insurance cases. Analysis of the recent decisions finds that courts, both federal and state, clearly favor the insurers in such cases. State and federal courts rely strongly on precedent in deciding these cases, with state courts also using state insurance statutes for support. While some courts focus on the financial distress faced by the insureds, such concern is not widely seen in the cases examined." @default.
- W1507670372 created "2016-06-24" @default.
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- W1507670372 date "2010-01-01" @default.
- W1507670372 modified "2023-09-23" @default.
- W1507670372 title "The Role of Courts in Ameliorating Hard Economic Times: Taking it Personally" @default.
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