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- W1519337647 abstract "Depositor-preference laws provide depositors with a claim on a failed depository institution's assets that is senior to unsecured general creditor claims. Therefore, depositor preference is correctly viewed as changing the capital structure of banks and thrifts and, consequently, these laws will affect the cost of capital for depositories. However, depositor preference will not have an impact on the total value of banks and thrifts unless deposit insurance is mispriced." @default.
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- W1519337647 date "1994-03-01" @default.
- W1519337647 modified "2023-10-16" @default.
- W1519337647 title "Depositor Preference and the Cost of Capital for Insured Depository Institutions" @default.
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- W1519337647 doi "https://doi.org/10.26509/frbc-wp-199404" @default.
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