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- W1528447658 abstract "This paper examines a change in the level of competition in the Japanese life insurance industry over the last 17 years. We estimate the first order condition for profit-maximizing insurance oligopolies to obtain the degree of non-competition and collusion. Estimation results suggest that: 1) not only stock companies, but also mutual companies maximize their own profits rather than pay out dividends to policyholders; 2) competition has become stronger since 1995; 3) revision of Insurance Industry Law and failures of insurance companies promoted the competition; and 4) the competition in the recent years is still more lax than the pre-war period." @default.
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- W1528447658 date "2005-01-01" @default.
- W1528447658 modified "2023-09-24" @default.
- W1528447658 title "Recent Competition in the Japanese Life Insurance Industry" @default.
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- W1528447658 doi "https://doi.org/10.2139/ssrn.744244" @default.
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