Matches in SemOpenAlex for { <https://semopenalex.org/work/W1540457564> ?p ?o ?g. }
- W1540457564 abstract "In the backdrop of the low level of health insurance coverage in India, this study examines the determinants of the scaling-up process of health insurance by analyzing the rational behavior of an insurance agent facing a trade-off between selling ‘health insurance’ and ‘other forms of insurance’ subject to his limited time and efforts, and the implications of such behavior on adverse selection and equity. The paper presents various pre-conditions affecting the rational behavior of insurance agents and also discusses two new concepts - ‘insurance habit’ and ‘asymmetric information on health insurance schemes’. Further, the study examines various strategies followed by insurance agents for maximizing their net incomes. The theoretical proposition is empirically validated by applying a binary Probit model and the primary data collected by the author is used in this context. The study concludes that given the existing incentive systems in the Indian insurance market for promoting various forms of insurance, the low level of insurance awareness among the general public, coupled with the dominant role of insurance agents in the market results in a situation of: Low level of health insurance coverage, no adverse selection and inequity in health insurance coverage." @default.
- W1540457564 created "2016-06-24" @default.
- W1540457564 creator A5072493793 @default.
- W1540457564 date "2012-01-01" @default.
- W1540457564 modified "2023-09-25" @default.
- W1540457564 title "Adverse Selection and Private Health Insurance Coverage in India - A Rational Behaviour Model of Insurance Agents Under Asymmetric Information" @default.
- W1540457564 cites W1489468939 @default.
- W1540457564 cites W1496065418 @default.
- W1540457564 cites W1834943088 @default.
- W1540457564 cites W1902419318 @default.
- W1540457564 cites W1976093702 @default.
- W1540457564 cites W1980795160 @default.
- W1540457564 cites W1983279913 @default.
- W1540457564 cites W1996182914 @default.
- W1540457564 cites W1999505698 @default.
- W1540457564 cites W2060102113 @default.
- W1540457564 cites W2063427441 @default.
- W1540457564 cites W2068948979 @default.
- W1540457564 cites W2100545607 @default.
- W1540457564 cites W2114551215 @default.
- W1540457564 cites W2121034459 @default.
- W1540457564 cites W2156109180 @default.
- W1540457564 cites W2416443882 @default.
- W1540457564 cites W2417997017 @default.
- W1540457564 cites W2464969335 @default.
- W1540457564 cites W2622970365 @default.
- W1540457564 cites W2803072236 @default.
- W1540457564 cites W3122816102 @default.
- W1540457564 cites W86645374 @default.
- W1540457564 cites W2418561019 @default.
- W1540457564 doi "https://doi.org/10.2139/ssrn.2049311" @default.
- W1540457564 hasPublicationYear "2012" @default.
- W1540457564 type Work @default.
- W1540457564 sameAs 1540457564 @default.
- W1540457564 citedByCount "2" @default.
- W1540457564 countsByYear W15404575642014 @default.
- W1540457564 countsByYear W15404575642015 @default.
- W1540457564 crossrefType "journal-article" @default.
- W1540457564 hasAuthorship W1540457564A5072493793 @default.
- W1540457564 hasBestOaLocation W15404575642 @default.
- W1540457564 hasConcept C100001284 @default.
- W1540457564 hasConcept C101615574 @default.
- W1540457564 hasConcept C102139631 @default.
- W1540457564 hasConcept C14293393 @default.
- W1540457564 hasConcept C144133560 @default.
- W1540457564 hasConcept C157763539 @default.
- W1540457564 hasConcept C160735492 @default.
- W1540457564 hasConcept C162118730 @default.
- W1540457564 hasConcept C162324750 @default.
- W1540457564 hasConcept C22738907 @default.
- W1540457564 hasConcept C29513703 @default.
- W1540457564 hasConcept C2983635472 @default.
- W1540457564 hasConcept C32252159 @default.
- W1540457564 hasConcept C4430244 @default.
- W1540457564 hasConcept C50522688 @default.
- W1540457564 hasConcept C62172701 @default.
- W1540457564 hasConcept C68799949 @default.
- W1540457564 hasConcept C96535974 @default.
- W1540457564 hasConceptScore W1540457564C100001284 @default.
- W1540457564 hasConceptScore W1540457564C101615574 @default.
- W1540457564 hasConceptScore W1540457564C102139631 @default.
- W1540457564 hasConceptScore W1540457564C14293393 @default.
- W1540457564 hasConceptScore W1540457564C144133560 @default.
- W1540457564 hasConceptScore W1540457564C157763539 @default.
- W1540457564 hasConceptScore W1540457564C160735492 @default.
- W1540457564 hasConceptScore W1540457564C162118730 @default.
- W1540457564 hasConceptScore W1540457564C162324750 @default.
- W1540457564 hasConceptScore W1540457564C22738907 @default.
- W1540457564 hasConceptScore W1540457564C29513703 @default.
- W1540457564 hasConceptScore W1540457564C2983635472 @default.
- W1540457564 hasConceptScore W1540457564C32252159 @default.
- W1540457564 hasConceptScore W1540457564C4430244 @default.
- W1540457564 hasConceptScore W1540457564C50522688 @default.
- W1540457564 hasConceptScore W1540457564C62172701 @default.
- W1540457564 hasConceptScore W1540457564C68799949 @default.
- W1540457564 hasConceptScore W1540457564C96535974 @default.
- W1540457564 hasLocation W15404575641 @default.
- W1540457564 hasLocation W15404575642 @default.
- W1540457564 hasOpenAccess W1540457564 @default.
- W1540457564 hasPrimaryLocation W15404575641 @default.
- W1540457564 hasRelatedWork W1505131454 @default.
- W1540457564 hasRelatedWork W1662335982 @default.
- W1540457564 hasRelatedWork W16693661 @default.
- W1540457564 hasRelatedWork W2009167161 @default.
- W1540457564 hasRelatedWork W2016473782 @default.
- W1540457564 hasRelatedWork W2092789101 @default.
- W1540457564 hasRelatedWork W2124475259 @default.
- W1540457564 hasRelatedWork W2134311937 @default.
- W1540457564 hasRelatedWork W2141667992 @default.
- W1540457564 hasRelatedWork W2365971748 @default.
- W1540457564 hasRelatedWork W2375674320 @default.
- W1540457564 hasRelatedWork W2508018679 @default.
- W1540457564 hasRelatedWork W2765577849 @default.
- W1540457564 hasRelatedWork W2791196059 @default.
- W1540457564 hasRelatedWork W2912084614 @default.
- W1540457564 hasRelatedWork W2946126153 @default.
- W1540457564 hasRelatedWork W3116785544 @default.
- W1540457564 hasRelatedWork W3123511256 @default.
- W1540457564 hasRelatedWork W3124713339 @default.
- W1540457564 hasRelatedWork W3171997769 @default.