Matches in SemOpenAlex for { <https://semopenalex.org/work/W1547977014> ?p ?o ?g. }
Showing items 1 to 90 of
90
with 100 items per page.
- W1547977014 abstract "This paper tests whether heterogeneity of time preferences can explain individual credit behavior. In a field experiment targeting individuals from low‐to‐moderate income households, we measure individual time preferences through choice experiments, and then match these time preference measures to individual credit reports and annual tax returns. We find that, controlling for disposable income and other individual characteristics, individuals who are less patient have lower credit scores and higher default rates. Moreover, people with dynamically inconsistent (quasi‐hyperbolic) preferences have higher active borrowing levels." @default.
- W1547977014 created "2016-06-24" @default.
- W1547977014 creator A5029905562 @default.
- W1547977014 creator A5065414610 @default.
- W1547977014 date "2007-01-01" @default.
- W1547977014 modified "2023-10-12" @default.
- W1547977014 title "Impatience and Credit Behavior: Evidence from a Field Experiment" @default.
- W1547977014 cites W1619596233 @default.
- W1547977014 cites W1914904460 @default.
- W1547977014 cites W1967099523 @default.
- W1547977014 cites W1967232224 @default.
- W1547977014 cites W1967895761 @default.
- W1547977014 cites W1968303575 @default.
- W1547977014 cites W1977600612 @default.
- W1547977014 cites W2004704125 @default.
- W1547977014 cites W2023555245 @default.
- W1547977014 cites W2026559010 @default.
- W1547977014 cites W2070001648 @default.
- W1547977014 cites W2076684743 @default.
- W1547977014 cites W2088801880 @default.
- W1547977014 cites W2100056252 @default.
- W1547977014 cites W2106600012 @default.
- W1547977014 cites W2116806674 @default.
- W1547977014 cites W2118052532 @default.
- W1547977014 cites W2124733286 @default.
- W1547977014 cites W2126043413 @default.
- W1547977014 cites W2131398645 @default.
- W1547977014 cites W2145725739 @default.
- W1547977014 cites W2150119583 @default.
- W1547977014 cites W2153991016 @default.
- W1547977014 cites W2167464968 @default.
- W1547977014 cites W2168209452 @default.
- W1547977014 cites W2580397922 @default.
- W1547977014 cites W2786022849 @default.
- W1547977014 cites W2890802945 @default.
- W1547977014 cites W2890982787 @default.
- W1547977014 cites W3022853033 @default.
- W1547977014 cites W3122035289 @default.
- W1547977014 cites W3122484679 @default.
- W1547977014 cites W3123702851 @default.
- W1547977014 cites W3125414543 @default.
- W1547977014 cites W4251562186 @default.
- W1547977014 cites W4256388225 @default.
- W1547977014 cites W433934073 @default.
- W1547977014 doi "https://doi.org/10.2139/ssrn.982398" @default.
- W1547977014 hasPublicationYear "2007" @default.
- W1547977014 type Work @default.
- W1547977014 sameAs 1547977014 @default.
- W1547977014 citedByCount "15" @default.
- W1547977014 countsByYear W15479770142012 @default.
- W1547977014 countsByYear W15479770142013 @default.
- W1547977014 countsByYear W15479770142015 @default.
- W1547977014 countsByYear W15479770142017 @default.
- W1547977014 countsByYear W15479770142018 @default.
- W1547977014 countsByYear W15479770142020 @default.
- W1547977014 crossrefType "journal-article" @default.
- W1547977014 hasAuthorship W1547977014A5029905562 @default.
- W1547977014 hasAuthorship W1547977014A5065414610 @default.
- W1547977014 hasBestOaLocation W15479770142 @default.
- W1547977014 hasConcept C149782125 @default.
- W1547977014 hasConcept C15744967 @default.
- W1547977014 hasConcept C162324750 @default.
- W1547977014 hasConcept C202444582 @default.
- W1547977014 hasConcept C33923547 @default.
- W1547977014 hasConcept C9652623 @default.
- W1547977014 hasConceptScore W1547977014C149782125 @default.
- W1547977014 hasConceptScore W1547977014C15744967 @default.
- W1547977014 hasConceptScore W1547977014C162324750 @default.
- W1547977014 hasConceptScore W1547977014C202444582 @default.
- W1547977014 hasConceptScore W1547977014C33923547 @default.
- W1547977014 hasConceptScore W1547977014C9652623 @default.
- W1547977014 hasLocation W15479770141 @default.
- W1547977014 hasLocation W15479770142 @default.
- W1547977014 hasLocation W15479770143 @default.
- W1547977014 hasOpenAccess W1547977014 @default.
- W1547977014 hasPrimaryLocation W15479770141 @default.
- W1547977014 hasRelatedWork W1523588943 @default.
- W1547977014 hasRelatedWork W2023446719 @default.
- W1547977014 hasRelatedWork W2030617584 @default.
- W1547977014 hasRelatedWork W2056210026 @default.
- W1547977014 hasRelatedWork W2066824604 @default.
- W1547977014 hasRelatedWork W2073994582 @default.
- W1547977014 hasRelatedWork W2899084033 @default.
- W1547977014 hasRelatedWork W3124080152 @default.
- W1547977014 hasRelatedWork W3125928691 @default.
- W1547977014 hasRelatedWork W2142213187 @default.
- W1547977014 isParatext "false" @default.
- W1547977014 isRetracted "false" @default.
- W1547977014 magId "1547977014" @default.
- W1547977014 workType "article" @default.