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- W1556169660 abstract "Mounting evidence indicates that firms, particularly SMEs, suffered from a significant credit crunch during this crisis. Little research exists on how SMEs coped with this problem due to a lack of data in the U.S. and elsewhere. We analyse for the first time whether trade credit provided an alternative source of external finance to SMEs during the crisis. Using firm-level Spanish data we find that credit constrained SMEs depend on trade credit, but not bank loans, and that the intensity of this dependence increased during the financial crisis. Unconstrained firms, in contrast, are dependent on bank loans not trade credit." @default.
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- W1556169660 date "2013-01-01" @default.
- W1556169660 modified "2023-10-01" @default.
- W1556169660 title "Trade Credit, the Financial Crisis, and SME Access to Finance" @default.
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- W1556169660 doi "https://doi.org/10.2139/ssrn.2307246" @default.
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