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• W1556482488 abstract "We Investigate the socio-economic determinants of mortgage delinquency in 12EU countries and observe that income volatility in income is high enough. From this result we can draw the following conclusions:i) mortgage protection insurance policies might be failing to cover those borrowers most in need; ii) the existence of credit market imperfection, and;iii) the inability for a number of borrowers most at income risk to accumulate precautionary savings in order to meet morgage payments when stocks in imcome rise." @default.
• W1556482488 created "2016-06-24" @default.
• W1556482488 creator A5055421203 @default.
• W1556482488 date "2004-11-01" @default.
• W1556482488 modified "2023-10-18" @default.
• W1556482488 title "Income Volatility and Residential Mortgage Delinquency : Evidence from 12 EU Countries" @default.
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