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- W1557903585 abstract "In an environment characterized by inequitable wealth distribution and limited market-infrastructural institutions, the trust component of credit transactions is founded on personal relations. Through these, information and transaction costs advantages are provided; but also control and unequal bargaining power can be exercised. In the informal sector, transaction and information costs will lead to non-price closure in credit markets, while behavioral differences in lenders will lead to manipulation of prices as well as of quantities. The quantity-closure rules are modeled and tested for two types of informal lenders in the agricultural sector of the Philippines, the trader-lenders and the farmer-lenders. It is found that the two groups of lenders systematically sort their borrowers and ration credit. Copyright 1992 by Oxford University Press." @default.
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- W1557903585 date "1992-09-01" @default.
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- W1557903585 title "Income distribution, transaction costs and market fragmentation in informal credit markets" @default.
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- W1557903585 doi "https://doi.org/10.1093/oxfordjournals.cje.a035206" @default.
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