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- W1567482396 abstract "In this paper we examine the effects of increased competition among motivated MFIs, focussing on the implications of such competition for borrower targeting. We find that it depends in a subtle way on the interaction of several factors, namely the extent of inequality, the nature of the technology and the possibility of double-dipping. While, in the absence of competition, even a motivated MFI may prefer to lend to the not-so-poor in preference to the poor borrowers, in the presence of double-dipping, competition may in fact encourage lending to the poor. Interestingly, the presence of double-dipping is critical for MFI competition to have such a positive effect. Further, in the presence of double-dipping, MFI coordination may worsen borrower targeting whenever borrower inequality is at an intermediate level." @default.
- W1567482396 created "2016-06-24" @default.
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- W1567482396 date "2012-01-01" @default.
- W1567482396 modified "2023-09-24" @default.
- W1567482396 title "Micro-finance Competition with Motivated MFIs" @default.
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