Matches in SemOpenAlex for { <https://semopenalex.org/work/W1589372688> ?p ?o ?g. }
- W1589372688 abstract "In this paper, we examine the influence of bank regulations, concentration, financial and institutional development on commercial bank margin and profitability across a broad menu of Middle East and North Africa (MENA) countries. We cover the 1989-2005 period and control for a wide array of macroeconomic,, financial and bank characteristics. The empirical results find that bank specific characteristics, in particular bank capitalization and credit risk, have positive and significant impact on banks’ net interest margin, cost efficiency and profitability. As for the impact of macroeconomic and financial development indicators on bank performance, we conclude that these variables have no significant impact on net interest margin, except for inflation. However, inflation shocks seem to be passed mainly through the deposit rates — which means that banks bear the entire negative cost of inflation. Also, the results suggest that banks lower their operating costs in a well-developed banking sector environment (as confirmed by the negative and statically significant coefficient of the bank development variable in the cost efficient regression models). Furthermore, the stock market development variable is always positive and significant in all specifications, suggesting that banks that operate in a well-developed stock market environment tend to have greater profit opportunities. The regulatory and institutional variables seem to have an impact on bank performance as the results suggest that corruption increases the cost efficiency and net interest margins while an improvement in the law and order variable decreases the cost of efficiency without affecting performance. The analysis has a clear set of policy implications for the MENA countries. It is evident that enhancing competition through easing entry of foreign banks should be accommodated since it could reduce interest margins by intensifying competition. Additionally, the development of capital markets is encouraged to improve banks’ transparency and provide for better screening and monitoring of bank activities. Governments should also improve governance at the macro level — with implementing initiatives for fighting corruption and enforcing law and order as they have a positive impact on banks performance. Last, states are encouraged to speed up bank privatization activities that allow for changing ownership and control from the state to the private sector, so increasing competition, transparency and performance of banks." @default.
- W1589372688 created "2016-06-24" @default.
- W1589372688 creator A5013628952 @default.
- W1589372688 creator A5054563745 @default.
- W1589372688 date "2008-01-09" @default.
- W1589372688 modified "2023-09-27" @default.
- W1589372688 title "The Effects of Bank Regulations, Competition and Financial Reforms on MENA Banks’ Profitability" @default.
- W1589372688 cites W1490809687 @default.
- W1589372688 cites W2008341621 @default.
- W1589372688 cites W2025610165 @default.
- W1589372688 cites W2047747706 @default.
- W1589372688 cites W2059812431 @default.
- W1589372688 cites W2108818539 @default.
- W1589372688 cites W2135115339 @default.
- W1589372688 cites W2144357229 @default.
- W1589372688 cites W2164460672 @default.
- W1589372688 cites W2174649406 @default.
- W1589372688 cites W273172253 @default.
- W1589372688 cites W3121337404 @default.
- W1589372688 cites W3121433632 @default.
- W1589372688 cites W3122513675 @default.
- W1589372688 hasPublicationYear "2008" @default.
- W1589372688 type Work @default.
- W1589372688 sameAs 1589372688 @default.
- W1589372688 citedByCount "31" @default.
- W1589372688 countsByYear W15893726882012 @default.
- W1589372688 countsByYear W15893726882013 @default.
- W1589372688 countsByYear W15893726882014 @default.
- W1589372688 countsByYear W15893726882015 @default.
- W1589372688 countsByYear W15893726882016 @default.
- W1589372688 crossrefType "posted-content" @default.
- W1589372688 hasAuthorship W1589372688A5013628952 @default.
- W1589372688 hasAuthorship W1589372688A5054563745 @default.
- W1589372688 hasConcept C10138342 @default.
- W1589372688 hasConcept C126285488 @default.
- W1589372688 hasConcept C129361004 @default.
- W1589372688 hasConcept C129489539 @default.
- W1589372688 hasConcept C138885662 @default.
- W1589372688 hasConcept C144133560 @default.
- W1589372688 hasConcept C162324750 @default.
- W1589372688 hasConcept C175025494 @default.
- W1589372688 hasConcept C17744445 @default.
- W1589372688 hasConcept C185669311 @default.
- W1589372688 hasConcept C189560676 @default.
- W1589372688 hasConcept C191935318 @default.
- W1589372688 hasConcept C199539241 @default.
- W1589372688 hasConcept C2779137862 @default.
- W1589372688 hasConcept C2992735868 @default.
- W1589372688 hasConcept C38070178 @default.
- W1589372688 hasConcept C41895202 @default.
- W1589372688 hasConcept C556758197 @default.
- W1589372688 hasConcept C6175523 @default.
- W1589372688 hasConcept C73283319 @default.
- W1589372688 hasConcept C84505015 @default.
- W1589372688 hasConceptScore W1589372688C10138342 @default.
- W1589372688 hasConceptScore W1589372688C126285488 @default.
- W1589372688 hasConceptScore W1589372688C129361004 @default.
- W1589372688 hasConceptScore W1589372688C129489539 @default.
- W1589372688 hasConceptScore W1589372688C138885662 @default.
- W1589372688 hasConceptScore W1589372688C144133560 @default.
- W1589372688 hasConceptScore W1589372688C162324750 @default.
- W1589372688 hasConceptScore W1589372688C175025494 @default.
- W1589372688 hasConceptScore W1589372688C17744445 @default.
- W1589372688 hasConceptScore W1589372688C185669311 @default.
- W1589372688 hasConceptScore W1589372688C189560676 @default.
- W1589372688 hasConceptScore W1589372688C191935318 @default.
- W1589372688 hasConceptScore W1589372688C199539241 @default.
- W1589372688 hasConceptScore W1589372688C2779137862 @default.
- W1589372688 hasConceptScore W1589372688C2992735868 @default.
- W1589372688 hasConceptScore W1589372688C38070178 @default.
- W1589372688 hasConceptScore W1589372688C41895202 @default.
- W1589372688 hasConceptScore W1589372688C556758197 @default.
- W1589372688 hasConceptScore W1589372688C6175523 @default.
- W1589372688 hasConceptScore W1589372688C73283319 @default.
- W1589372688 hasConceptScore W1589372688C84505015 @default.
- W1589372688 hasLocation W15893726881 @default.
- W1589372688 hasOpenAccess W1589372688 @default.
- W1589372688 hasPrimaryLocation W15893726881 @default.
- W1589372688 hasRelatedWork W1494411006 @default.
- W1589372688 hasRelatedWork W1553851973 @default.
- W1589372688 hasRelatedWork W1990176981 @default.
- W1589372688 hasRelatedWork W1991324982 @default.
- W1589372688 hasRelatedWork W2017035776 @default.
- W1589372688 hasRelatedWork W2022406666 @default.
- W1589372688 hasRelatedWork W2058949852 @default.
- W1589372688 hasRelatedWork W2061609067 @default.
- W1589372688 hasRelatedWork W2075595911 @default.
- W1589372688 hasRelatedWork W2080606950 @default.
- W1589372688 hasRelatedWork W2082697997 @default.
- W1589372688 hasRelatedWork W2108818539 @default.
- W1589372688 hasRelatedWork W2117324010 @default.
- W1589372688 hasRelatedWork W2125364257 @default.
- W1589372688 hasRelatedWork W2158906791 @default.
- W1589372688 hasRelatedWork W2500039207 @default.
- W1589372688 hasRelatedWork W3121337404 @default.
- W1589372688 hasRelatedWork W3121433632 @default.
- W1589372688 hasRelatedWork W3122428706 @default.
- W1589372688 hasRelatedWork W3126022999 @default.
- W1589372688 isParatext "false" @default.
- W1589372688 isRetracted "false" @default.