Matches in SemOpenAlex for { <https://semopenalex.org/work/W1597320579> ?p ?o ?g. }
Showing items 1 to 99 of
99
with 100 items per page.
- W1597320579 endingPage "11" @default.
- W1597320579 startingPage "1" @default.
- W1597320579 abstract "In light of recent developments in agricultural credit evaluations, this study employs a multiperiod simulation model that endogenizes farm investment decisions, credit evaluations, and loan pricing based on the credit scoring procedures of agricultural lenders. Model results show that credit-scored pricing yields time patterns of performance, credit classifications, and interest rates that parallel the firm's investment, financing, and debt servicing activities. Moreover, the lender's price responses dampen growth incentives as credit worthiness diminishes, stimulate growth as credit improves, and lead to similar capital structures over time. The combined effects of financial stress in agriculture, deregulation of interest rates in financial markets, and improved information systems for lenders have brought significant changes in credit evaluations, risk assessment, and pricing policies in agricultural lending. Loan evaluation at the customer level is receiving greater emphasis and loan pricing increasingly is tailored to the risk characteristics of individual farm borrowers (Barry and Calvert). It has become common, for example, to observe lenders who categorize borrowers into several risk classes with higher interest rates associated with higher risk classes (Schmiessing et al.; Lufburrow, Barry, and Dixon). These changes in the scope of risk assessment and in the form of the lender's response provide a new setting for evaluating the relationships among the lender's credit evaluation, the terms of financing, and the borrower's business performance. Our purpose in this paper is to identify and evaluate the linkages over time between business performance and financing terms in a modeling approach that endogenizes farm investment decisions, credit evaluation, and loan pricing based on the credit scoring procedures of commercial lenders. A multiperiod model is developed to evaluate these linkages for a" @default.
- W1597320579 created "2016-06-24" @default.
- W1597320579 creator A5025371057 @default.
- W1597320579 creator A5063568304 @default.
- W1597320579 date "1989-07-01" @default.
- W1597320579 modified "2023-09-28" @default.
- W1597320579 title "Credit Scoring, Loan Pricing, and Farm Business Performance" @default.
- W1597320579 cites W1490150571 @default.
- W1597320579 cites W1586639313 @default.
- W1597320579 cites W1995580850 @default.
- W1597320579 cites W1997894273 @default.
- W1597320579 cites W2054362147 @default.
- W1597320579 cites W2059842394 @default.
- W1597320579 cites W2085074824 @default.
- W1597320579 cites W2095782821 @default.
- W1597320579 cites W2126629693 @default.
- W1597320579 cites W2151484899 @default.
- W1597320579 cites W2259941282 @default.
- W1597320579 cites W2754126276 @default.
- W1597320579 cites W594462501 @default.
- W1597320579 cites W625904481 @default.
- W1597320579 hasPublicationYear "1989" @default.
- W1597320579 type Work @default.
- W1597320579 sameAs 1597320579 @default.
- W1597320579 citedByCount "16" @default.
- W1597320579 countsByYear W15973205792012 @default.
- W1597320579 countsByYear W15973205792013 @default.
- W1597320579 countsByYear W15973205792014 @default.
- W1597320579 countsByYear W15973205792015 @default.
- W1597320579 crossrefType "posted-content" @default.
- W1597320579 hasAuthorship W1597320579A5025371057 @default.
- W1597320579 hasAuthorship W1597320579A5063568304 @default.
- W1597320579 hasConcept C10138342 @default.
- W1597320579 hasConcept C120527767 @default.
- W1597320579 hasConcept C139719470 @default.
- W1597320579 hasConcept C144133560 @default.
- W1597320579 hasConcept C1453916 @default.
- W1597320579 hasConcept C162324750 @default.
- W1597320579 hasConcept C175025494 @default.
- W1597320579 hasConcept C17744445 @default.
- W1597320579 hasConcept C178350159 @default.
- W1597320579 hasConcept C180879305 @default.
- W1597320579 hasConcept C199539241 @default.
- W1597320579 hasConcept C205208723 @default.
- W1597320579 hasConcept C24308983 @default.
- W1597320579 hasConcept C27548731 @default.
- W1597320579 hasConcept C2777764128 @default.
- W1597320579 hasConcept C68842666 @default.
- W1597320579 hasConcept C78780426 @default.
- W1597320579 hasConcept C94625758 @default.
- W1597320579 hasConceptScore W1597320579C10138342 @default.
- W1597320579 hasConceptScore W1597320579C120527767 @default.
- W1597320579 hasConceptScore W1597320579C139719470 @default.
- W1597320579 hasConceptScore W1597320579C144133560 @default.
- W1597320579 hasConceptScore W1597320579C1453916 @default.
- W1597320579 hasConceptScore W1597320579C162324750 @default.
- W1597320579 hasConceptScore W1597320579C175025494 @default.
- W1597320579 hasConceptScore W1597320579C17744445 @default.
- W1597320579 hasConceptScore W1597320579C178350159 @default.
- W1597320579 hasConceptScore W1597320579C180879305 @default.
- W1597320579 hasConceptScore W1597320579C199539241 @default.
- W1597320579 hasConceptScore W1597320579C205208723 @default.
- W1597320579 hasConceptScore W1597320579C24308983 @default.
- W1597320579 hasConceptScore W1597320579C27548731 @default.
- W1597320579 hasConceptScore W1597320579C2777764128 @default.
- W1597320579 hasConceptScore W1597320579C68842666 @default.
- W1597320579 hasConceptScore W1597320579C78780426 @default.
- W1597320579 hasConceptScore W1597320579C94625758 @default.
- W1597320579 hasIssue "1" @default.
- W1597320579 hasLocation W15973205791 @default.
- W1597320579 hasOpenAccess W1597320579 @default.
- W1597320579 hasPrimaryLocation W15973205791 @default.
- W1597320579 hasRelatedWork W1518348198 @default.
- W1597320579 hasRelatedWork W1536796998 @default.
- W1597320579 hasRelatedWork W1927956642 @default.
- W1597320579 hasRelatedWork W1991310549 @default.
- W1597320579 hasRelatedWork W2021359330 @default.
- W1597320579 hasRelatedWork W2022791019 @default.
- W1597320579 hasRelatedWork W2023731009 @default.
- W1597320579 hasRelatedWork W2054362147 @default.
- W1597320579 hasRelatedWork W2295229856 @default.
- W1597320579 hasRelatedWork W2342314048 @default.
- W1597320579 hasRelatedWork W2373129407 @default.
- W1597320579 hasRelatedWork W2592189242 @default.
- W1597320579 hasRelatedWork W2743446527 @default.
- W1597320579 hasRelatedWork W2833684933 @default.
- W1597320579 hasRelatedWork W2884940155 @default.
- W1597320579 hasRelatedWork W3008295363 @default.
- W1597320579 hasRelatedWork W3125694753 @default.
- W1597320579 hasRelatedWork W49965658 @default.
- W1597320579 hasRelatedWork W976181964 @default.
- W1597320579 hasRelatedWork W2102085031 @default.
- W1597320579 hasVolume "14" @default.
- W1597320579 isParatext "false" @default.
- W1597320579 isRetracted "false" @default.
- W1597320579 magId "1597320579" @default.
- W1597320579 workType "article" @default.