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• W1598408149 abstract "This paper provides evidence that workers' compensation (WC) and unemployment insurance (UI)could affect not only the occurence of workplace accident claims, but also the composition of these reported accidents. Our theoretical framework predicts that, under plausible assumptions, an increase in the wage replacement ratio under WC (or a decrease in the UI wage replacement ratio) leads to a larger increase in the probability of reporting a difficult-to-diagnose injury than in the probability of reporting an easy-to-diagnose injury. Panel data on 9800 workers in the Quebec construction industry over each month of the period 1977-1986, combining administrative data from the Quebec Construction Board and the Quebec Workers' Compensation Board, were used for the estimations. The parameters of the model are estimated using a three alternative MultiNomial Probit (MNP) framework with individual random effects. Our results confirm our theoretical predictions. In particular, the impact of the WC replacement ratio on the probability of accidents ranges (in terms of elasticity) from 0.83 to 1.45 for difficult-to-diagnose injuries and from 0.72 to 1.03 for easy-to-diagnose injuries (for the period 1979-1986). In line with these results, we also show that the probability to report a difficult-to-diagnose injury is significantly greater in winter (the dead season in the construction industry) than in other seasons. Cet article presente des resultats empiriques selon lesquels l'assurance contre les accidents du travail (AA) et l'assurance-chomage (AC) n'influencent pas uniquement l'incidence des accidents du travail,0501s aussi la composition des accidents rapportes. Le cadre theorique predit que, selon les hypotheses plausibles, une hausse du taux de remplacement du salaire par l'AA (ou baisse du taux de remplacement du salaire par l'AC) conduit a une augmentation plus elevee de la probabilite de declarer une lesion professionnelle difficile a diagnostiquer qu'une lesion facile a diagnostiquer. Aux fins d'estimation, on utilise des donnees longitudinales mensuelles sur plus de 9800 travailleurs oeuvrant dans le secteur de la construction au Quebec entre 1977 et 1986. Ces donnees proviennent d'un jumelage de donnees administratives de la Commission de la construction du Quebec et de la Commission de la sante et de la securite du travail. Les parametres du modele sont estimes a l'aide d'un modele probit polytomique a trois alternatives avec effets individuels aleatoires. Les resultats confirment les predictions du modele theorique. En particulier, l'elasticite de la probabilite d'accidents par rapport au taux de remplacement de l'AA varie entre 0,83 et 1,45 dans le cas de lesions difficiles a diagnostiquer, et entre 0,72 et 1,03 dans le cas de lesions faciles a diagnostiquer (pour la periode entre 1979 et 1986). En outre, la probabilite de declarer un accident difficile a diagnostiquer s'accroit durant la saison d'hiver (i.e. la saison ou le taux de chomage dans le secteur de la construction est le plus eleve)." @default.
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• W1598408149 date "1997-05-01" @default.
• W1598408149 modified "2023-10-02" @default.
• W1598408149 title "Incentive Effects of Public Insurance Programs on the Occurence and the Composition of Workplace Injuries" @default.
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