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- W1617751712 abstract "Payment transactions initiated through a mobile device are growing and security concerns must be ad-dressed. People coming from payment card industry often talk passionately about porting ISO 9564 PIN standard based authentication in open-loop card payment to closed-loop mobile financial transactions and certification of closed-loop payment product or solution against this standard. In reality, so far this standard has not been adopted in closed-loop mobile payment authentication and applicability of this ISO standard must be studied carefully before adoption. The authors do a critical analysis of the applicability of this ISO specification and makes categorical statement about relevance of compliance to closed-loop mobile payment. Security requirements for authentication in closed-loop mobile payment systems are not standardized through ISO 9564 standard, Common Criteria, etc. Since closed-loop mobile payment is a relatively new field, the authors make a case for Common Criteria Recognition Agreement (CCRA) or other standards organization to push for publication of a mobile device-agnostic Protection Profile or standard for it, incorporating the suggested authentication approaches." @default.
- W1617751712 created "2016-06-24" @default.
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- W1617751712 date "2014-11-11" @default.
- W1617751712 modified "2023-09-25" @default.
- W1617751712 title "Analysis of Applicability of ISO 9564 PIN based Authentication to Closed-Loop Mobile Payment Systems" @default.
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- W1617751712 doi "https://doi.org/10.48550/arxiv.1411.2939" @default.
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