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- W187284298 abstract "An estimated 62% of individual bankruptcy filings in the United States were a direct result of costs borne from medical treatment following illness or injury. We consider the potential of online crowdfunding to alleviate the issue, wherein patients reach out to their social network for monetary support to help cover medical bills. We examine the effect of medical crowdfunding using proprietary data from one of the largest medical crowdfunding platforms, GiveForward.com, combined with state records of bankruptcy filing. Controlling for a variety of socioeconomic indicators, we find evidence that fundraising helped prevent between 114 and 136 bankruptcies across the US, per quarter, representing 3.9 percent of all medical related bankruptcies. Further, we explore the relationship between crowdfunding and public health insurance, finding evidence of a substitution effect when health insurance coverage is high. We discuss the implications of our findings for healthcare policy and crowdfunding." @default.
- W187284298 created "2016-06-24" @default.
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- W187284298 date "2014-01-01" @default.
- W187284298 modified "2023-09-24" @default.
- W187284298 title "Reducing medical bankruptcy through crowdfunding: Evidence from giveforward" @default.
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