FRINK Linked Data Fragments server

Matches in SemOpenAlex for { <https://semopenalex.org/work/W1902912883> ?p ?o ?g. }

• W1902912883 endingPage "420" @default.
• W1902912883 startingPage "401" @default.
• W1902912883 abstract "Purpose – This paper aims to investigate the influence of the central bank’s regulatory capital on commercial banks specific performance outcomes such as credit supply, interest rate spread (as a measure of efficiency) and non-performing loans (NPLs). Design/methodology/approach – Using specific commercial bank-level panel data from 2002-2012, a system of equations was modeled that allows us to apply the system generalized methods of moment approach and estimate the equations, while controlling for specific bank level, industry and macroeconomic variables. Findings – The study finds a positive relationship between a net minimum capital ratio and the net interest margin. Although this is in contrast with the study expectations, the result suggests that a high net minimum capital requirement would widen the spread between the lending and saving rates. The study further finds evidence to support the fact that high minimum capital requirement and excess capital above the minimum required drive credit growth in the banking sector of Ghana. However, high excess capital increases risk-taking activities of the banks, as excess capital is found to be associated with high NPL ratios. Practical implications – Given the economic benefits and costs of sharply increasing bank regulatory capital, our results speak to the ongoing debates on the right level of capital, the effectiveness of the Bank of Ghana policy rate (PR) and the high lending rates that appear to respond only slowly to macroeconomic indicators such as the PR and the inflation rate. The finding also has practical implications for the adoption of the Basel III accord. Originality/value – The empirical literature has not paid enough attention to the impact of regulatory capital on the three specific bank-level outcomes – NPLs, interest rate spread and the nature of interrelationships among these variables, particularly in the African context." @default.
• W1902912883 created "2016-06-24" @default.
• W1902912883 creator A5002171175 @default.
• W1902912883 creator A5080240346 @default.
• W1902912883 date "2015-11-02" @default.
• W1902912883 modified "2023-09-27" @default.
• W1902912883 title "Regulatory capital and its effect on credit growth, non-performing loans and bank efficiency" @default.
• W1902912883 cites W1490809687 @default.
• W1902912883 cites W1529832501 @default.
• W1902912883 cites W1540045563 @default.
• W1902912883 cites W1977847404 @default.
• W1902912883 cites W1981280622 @default.
• W1902912883 cites W1997788194 @default.
• W1902912883 cites W2011026764 @default.
• W1902912883 cites W2025610165 @default.
• W1902912883 cites W2035554302 @default.
• W1902912883 cites W2046742912 @default.
• W1902912883 cites W2046891351 @default.
• W1902912883 cites W2055245325 @default.
• W1902912883 cites W2070165431 @default.
• W1902912883 cites W2089108940 @default.
• W1902912883 cites W2093113352 @default.
• W1902912883 cites W2094514178 @default.
• W1902912883 cites W2118130603 @default.
• W1902912883 cites W2126495892 @default.
• W1902912883 cites W2988039629 @default.
• W1902912883 cites W3121403162 @default.
• W1902912883 cites W3123183289 @default.
• W1902912883 cites W3125783245 @default.
• W1902912883 cites W4249656223 @default.
• W1902912883 cites W57191033 @default.
• W1902912883 doi "https://doi.org/10.1108/jfep-03-2015-0018" @default.
• W1902912883 hasPublicationYear "2015" @default.
• W1902912883 type Work @default.
• W1902912883 sameAs 1902912883 @default.
• W1902912883 citedByCount "31" @default.
• W1902912883 countsByYear W19029128832015 @default.
• W1902912883 countsByYear W19029128832017 @default.
• W1902912883 countsByYear W19029128832018 @default.
• W1902912883 countsByYear W19029128832019 @default.
• W1902912883 countsByYear W19029128832020 @default.
• W1902912883 countsByYear W19029128832021 @default.
• W1902912883 countsByYear W19029128832022 @default.
• W1902912883 countsByYear W19029128832023 @default.
• W1902912883 crossrefType "journal-article" @default.
• W1902912883 hasAuthorship W1902912883A5002171175 @default.
• W1902912883 hasAuthorship W1902912883A5080240346 @default.
• W1902912883 hasConcept C107584723 @default.
• W1902912883 hasConcept C139719470 @default.
• W1902912883 hasConcept C162324750 @default.
• W1902912883 hasConcept C166957645 @default.
• W1902912883 hasConcept C16969640 @default.
• W1902912883 hasConcept C175025494 @default.
• W1902912883 hasConcept C175444787 @default.
• W1902912883 hasConcept C181622380 @default.
• W1902912883 hasConcept C2776943663 @default.
• W1902912883 hasConcept C2779812064 @default.
• W1902912883 hasConcept C2864544 @default.
• W1902912883 hasConcept C29122968 @default.
• W1902912883 hasConcept C34447519 @default.
• W1902912883 hasConcept C44750222 @default.
• W1902912883 hasConcept C556758197 @default.
• W1902912883 hasConcept C57495647 @default.
• W1902912883 hasConcept C58202505 @default.
• W1902912883 hasConcept C6175523 @default.
• W1902912883 hasConcept C73283319 @default.
• W1902912883 hasConcept C74734477 @default.
• W1902912883 hasConcept C83646750 @default.
• W1902912883 hasConcept C95457728 @default.
• W1902912883 hasConceptScore W1902912883C107584723 @default.
• W1902912883 hasConceptScore W1902912883C139719470 @default.
• W1902912883 hasConceptScore W1902912883C162324750 @default.
• W1902912883 hasConceptScore W1902912883C166957645 @default.
• W1902912883 hasConceptScore W1902912883C16969640 @default.
• W1902912883 hasConceptScore W1902912883C175025494 @default.
• W1902912883 hasConceptScore W1902912883C175444787 @default.
• W1902912883 hasConceptScore W1902912883C181622380 @default.
• W1902912883 hasConceptScore W1902912883C2776943663 @default.
• W1902912883 hasConceptScore W1902912883C2779812064 @default.
• W1902912883 hasConceptScore W1902912883C2864544 @default.
• W1902912883 hasConceptScore W1902912883C29122968 @default.
• W1902912883 hasConceptScore W1902912883C34447519 @default.
• W1902912883 hasConceptScore W1902912883C44750222 @default.
• W1902912883 hasConceptScore W1902912883C556758197 @default.
• W1902912883 hasConceptScore W1902912883C57495647 @default.
• W1902912883 hasConceptScore W1902912883C58202505 @default.
• W1902912883 hasConceptScore W1902912883C6175523 @default.
• W1902912883 hasConceptScore W1902912883C73283319 @default.
• W1902912883 hasConceptScore W1902912883C74734477 @default.
• W1902912883 hasConceptScore W1902912883C83646750 @default.
• W1902912883 hasConceptScore W1902912883C95457728 @default.
• W1902912883 hasIssue "4" @default.
• W1902912883 hasLocation W19029128831 @default.
• W1902912883 hasOpenAccess W1902912883 @default.
• W1902912883 hasPrimaryLocation W19029128831 @default.
• W1902912883 hasRelatedWork W2133412182 @default.
• W1902912883 hasRelatedWork W2164425594 @default.
• W1902912883 hasRelatedWork W2349725063 @default.

• next