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- W1914793884 abstract "We use nationally representative survey data from Mexico to compare households with savings accounts in formal financial institutions to their neighbors who do not have such accounts. The survey, which was conducted in 2005, contains information on nearly 5000 households. We find that while neighboring banked and unbanked households have similar demographic and occupational profiles, the former are more educated and have markedly greater wealth. The median banked household spends 32% more per capita than the median unbanked household, and the median per capita wealth in banked households is 88% higher than that in unbanked households. Our findings suggest that education levels, wealth and unobserved household attributes which might be correlated with wealth and education play a major role in explaining who is banked." @default.
- W1914793884 created "2016-06-24" @default.
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- W1914793884 date "2008-01-01" @default.
- W1914793884 modified "2023-09-23" @default.
- W1914793884 title "Who Are the Unbanked?" @default.
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- W1914793884 doi "https://doi.org/10.1037/e599892012-001" @default.
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