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- W1917395890 abstract "This paper investigates the use of ATM surcharges as a strategic device to increase bank profitability. We show that ATM surcharge changes can have both a direct effect on bank profitability and an indirect effect via customer switching and a related customer relationship effect. That is, customer switching results in an increase in the demand for other services provided by the surcharge increasing bank. Using unique data bases, we provide evidence to show that overall bank profitability is favorably affected by surcharge increases. We also show evidence supporting the existence of an indirect effect, especially for larger banks." @default.
- W1917395890 created "2016-06-24" @default.
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- W1917395890 date "2003-01-01" @default.
- W1917395890 modified "2023-10-17" @default.
- W1917395890 title "Is There a Customer Relationship Effect from Bank ATM Surcharges?" @default.
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- W1917395890 doi "https://doi.org/10.2139/ssrn.422880" @default.
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