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- W1927493965 abstract "This paper aims to provide an insight into the application of insurance as a risk transfer mechanism surrounding the small and medium enterprises (SMEs).SMEs owners must develop a sound risk management program and utilize appropriate risk transfer mechanism in order toprotect their business and enhance their opportunity for business sustainability.Insurance is a useful tool for managing risks.Even though it is not the ultimate solution in a risk managementstrategy, it is indeed an important aspect in any business operations in order to protect assetsand to reduce losses.However, the practice is slightly distorted.SMEs businesses in variouscountries are facing issues such as lack of good risk management strategy, inadequate insuranceprotection, non-insurance, non-compliance and lack of awareness on this matter.This paper could be beneficial to the SMEs by increasing their awareness about the significance of insurance as a risk transfer mechanism, types of insurance schemes available in the market and the impact of good risk management practices" @default.
- W1927493965 created "2016-06-24" @default.
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- W1927493965 date "2014-08-18" @default.
- W1927493965 modified "2023-09-24" @default.
- W1927493965 title "Insurance as a risk transfer mechanism in Small and Medium Enterprises (SMEs)" @default.
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