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- W1939085479 abstract "This paper investigates an empirical relationship between house price dynamics and mortgage choices between adjustable- and fixed-rate mortgages. As increasing housing costs generally reduce housing demand, house prices are likely to decrease as real housing cost increases This paper shows that as borrowers prefer to choose more adjustable rate mortgages rather than fixed rate mortgages in the U.S. metropolitan areas, house prices are more likely to decrease further with a negative shock of housing costs. This implies that house prices are much more volatile in markets in which more borrowers prefer to choose adjustable rate mortgages like a Korean market." @default.
- W1939085479 created "2016-06-24" @default.
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- W1939085479 date "2012-06-01" @default.
- W1939085479 modified "2023-09-24" @default.
- W1939085479 title "주택대출 선택이 주택가격 변동에 미치는 영향에 대한 실증분석" @default.
- W1939085479 hasPublicationYear "2012" @default.
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