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• W1964890070 abstract "This paper examines the conditions under which individuals begin or do not begin making financial plans for their later years. The data are drawn from a sample of mid- and later-life individuals (n=51) who participated in qualitative, life-history interviews. Participants identified three types of circumstances that acted as both catalysts and constraints to their planning: financial, personal and familial. Catalytic financial influences included employer programs and enrolment in retirement courses, while job loss and unforeseen expenses were viewed as constraints. Personal influences such as health and age, as well as familial transitions such as the death of a spouse, divorce, or remarriage served as both catalysts and constraints, depending on the individual. For example, divorce was viewed by some as a constraint, while others viewed it as a catalyst. Participants' locations in the social structure influenced the onset of financial preparation, however, subjective perceptions of life circumstances were also pivotal." @default.
• W1964890070 created "2016-06-24" @default.
• W1964890070 creator A5042763441 @default.
• W1964890070 creator A5068792001 @default.
• W1964890070 creator A5080097627 @default.
• W1964890070 date "2004-06-01" @default.
• W1964890070 modified "2023-09-27" @default.
• W1964890070 title "Financial Planning for Later Life: Subjective Understandings of Catalysts and Constraints" @default.
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• W1964890070 hasPublicationYear "2004" @default.
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