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- W1973586449 abstract "Purpose The purpose of this paper is to test whether Australian female and male entrepreneurs differ in their growth aspirations and demand for finance; denial, discouragement and financial constraint rates; and sources of finance. Design/methodology/approach This paper applies logistic regression techniques to data drawn from a comprehensive survey of Australian small‐ and medium‐sized businesses, which was conducted in 2010. Findings After controlling for a wide range of firm, owner and risk characteristics, female entrepreneurs are found to have lower growth aspirations than males but do not differ in their demand for business finance. Gender does not influence the probability of reporting denial, discouragement or financial constraint. Females and males do not differ significantly in the types of finance that they use. Research limitations/implications The online survey had a low response rate. Originality/value First, the paper tests the proposition that gender mediates demand for finance whilst controlling for a wide range of firm, owner and risk variables. Second, the paper tests whether female entrepreneurs are more likely than males to be financially constrained, that is, to have foregone viable investment opportunities due to inadequate access to finance. In doing so, it endeavours to reconcile the financial discrimination and financial constraint literatures. Third, the paper tests whether gender produces its effects in interaction with owners' migration status." @default.
- W1973586449 created "2016-06-24" @default.
- W1973586449 creator A5069465367 @default.
- W1973586449 date "2012-09-19" @default.
- W1973586449 modified "2023-10-16" @default.
- W1973586449 title "Women's access to SME finance in Australia" @default.
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- W1973586449 doi "https://doi.org/10.1108/17566261211264154" @default.
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