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- W1978347493 abstract "This article examines the question, what makes a rural household a preferred choice for formal lenders? A sample selected ordered probit model is developed to address this question. While the selection equation models the determinants of access to credit, an ordered probit model is used to determine the factors affecting the choice of credit sources in hierarchical order. Using household data from six Indian states, this study finds corroborative evidence that relatively resource-rich households, even while staying at distant locations, enjoy greater access to formal creditors. It also identifies a new factor, i.e., interlinked credit, as a significant variable influencing access to formal credit." @default.
- W1978347493 created "2016-06-24" @default.
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- W1978347493 date "2015-03-01" @default.
- W1978347493 modified "2023-10-16" @default.
- W1978347493 title "Sectoral credit choice in rural India" @default.
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- W1978347493 doi "https://doi.org/10.1016/j.jocm.2015.03.001" @default.
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