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- W1979138304 abstract "ture capital. Movirtu provides mobile-identity management software to leading mobile telecommunications operators. The company’s core geographical focus is Africa and South Asia. It works with mobile operators and non-governmental organizations to serve people who live on incomes of $1-$2/day and can’t afford to purchase or maintain a mobile phone, do not have regular access to electricity, and appreciate the convenience of being able to log in to any handset. Mobile identity services are particularly useful for rural poor women. Much of Movirtu’s customer base lives on $1-2/day. They cannot afford to purchase or maintain a mobile phone but still need access to phone services. This group, which makes up 30-50 percent of our target markets in Africa and South Asia, currently relies on public or shared phones and pay a premium to use a phone, either as a service fee to a public operator or as a sweetener to an acquaintance to offset concerns about compromised confidentiality or credit use. Mobile users who use a shared or public phone have no “identity,” so while they are able to make brief calls or send a text message, no one can reach them individually. They cannot enjoy the full benefits of mobile communication, such as banking or personalized content services, which require a user identity. Movirtu’s Cloud Phone allows users to log in and out of any GSM phone connected to its operator client(s) who have installed Movirtu’s Cloud Phone technology. The Cloud Phone service creates a new customer for the mobile operator and gives the user a mobile identity. This is defined as the unique and secure connection between a mobile user and his or her data, including his or her mobile number and call records, and his or her mobile money account and information services, such as health notifications or agricultural information." @default.
- W1979138304 created "2016-06-24" @default.
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- W1979138304 date "2011-10-01" @default.
- W1979138304 modified "2023-09-24" @default.
- W1979138304 title "Mobile Identity and Financial Inclusion at the Bottom of the Pyramid" @default.
- W1979138304 doi "https://doi.org/10.1162/inov_a_00101" @default.
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