Matches in SemOpenAlex for { <https://semopenalex.org/work/W1985158106> ?p ?o ?g. }
Showing items 1 to 77 of
77
with 100 items per page.
- W1985158106 endingPage "404" @default.
- W1985158106 startingPage "389" @default.
- W1985158106 abstract "Two common scenario loss ratios are used when calculating Probable Maximum Losses from earthquakes: Scenario Expected Loss (SEL) and Scenario Upper Loss (SUL). Analyses of seismic loss ratios prepared by five seismic consulting firms, four loan pools securitized in the capital markets, two very large loans with many properties, two large hospitality portfolios and a general account portfolio indicate that use of SUL rather than SEL would yield significantly larger numbers of loans with loss ratios in excess of 20%. When using SEL, the percentage of loans in the four large pools exceeding a 20% loss ratio was 3.8%. When SUL was used on this same data set, 47.8% of these properties had SUL values above 20%. Common industry practice has been to use SEL. Some of the implications of tightening seismic underwriting standards to apply a 20% threshold to the SUL, rather than SEL, may include: lower loan production, properties may lose value, properties may be costlier and more difficult to finance, existing loan portfolios may appear more seismically risky, and demand for insurance and seismic retrofit could go up. Equally undesirable effects could be that seismic consultants and lenders who do more rigorous analysis will be less competitive than those who do not. Copyright © 2010 John Wiley & Sons, Ltd." @default.
- W1985158106 created "2016-06-24" @default.
- W1985158106 creator A5014622561 @default.
- W1985158106 creator A5017148991 @default.
- W1985158106 creator A5042390128 @default.
- W1985158106 date "2010-10-15" @default.
- W1985158106 modified "2023-09-23" @default.
- W1985158106 title "SEL versus SUL: managing seismic risk in commercial real estate investments" @default.
- W1985158106 cites W1980714194 @default.
- W1985158106 doi "https://doi.org/10.1002/tal.601" @default.
- W1985158106 hasPublicationYear "2010" @default.
- W1985158106 type Work @default.
- W1985158106 sameAs 1985158106 @default.
- W1985158106 citedByCount "3" @default.
- W1985158106 countsByYear W19851581062017 @default.
- W1985158106 countsByYear W19851581062020 @default.
- W1985158106 crossrefType "journal-article" @default.
- W1985158106 hasAuthorship W1985158106A5014622561 @default.
- W1985158106 hasAuthorship W1985158106A5017148991 @default.
- W1985158106 hasAuthorship W1985158106A5042390128 @default.
- W1985158106 hasConcept C10138342 @default.
- W1985158106 hasConcept C105795698 @default.
- W1985158106 hasConcept C134121241 @default.
- W1985158106 hasConcept C144133560 @default.
- W1985158106 hasConcept C162118730 @default.
- W1985158106 hasConcept C162324750 @default.
- W1985158106 hasConcept C166957645 @default.
- W1985158106 hasConcept C191897082 @default.
- W1985158106 hasConcept C192562407 @default.
- W1985158106 hasConcept C205649164 @default.
- W1985158106 hasConcept C26503482 @default.
- W1985158106 hasConcept C2776291640 @default.
- W1985158106 hasConcept C2777764128 @default.
- W1985158106 hasConcept C2780495726 @default.
- W1985158106 hasConcept C2780821815 @default.
- W1985158106 hasConcept C33923547 @default.
- W1985158106 hasConcept C82279013 @default.
- W1985158106 hasConcept C83646750 @default.
- W1985158106 hasConceptScore W1985158106C10138342 @default.
- W1985158106 hasConceptScore W1985158106C105795698 @default.
- W1985158106 hasConceptScore W1985158106C134121241 @default.
- W1985158106 hasConceptScore W1985158106C144133560 @default.
- W1985158106 hasConceptScore W1985158106C162118730 @default.
- W1985158106 hasConceptScore W1985158106C162324750 @default.
- W1985158106 hasConceptScore W1985158106C166957645 @default.
- W1985158106 hasConceptScore W1985158106C191897082 @default.
- W1985158106 hasConceptScore W1985158106C192562407 @default.
- W1985158106 hasConceptScore W1985158106C205649164 @default.
- W1985158106 hasConceptScore W1985158106C26503482 @default.
- W1985158106 hasConceptScore W1985158106C2776291640 @default.
- W1985158106 hasConceptScore W1985158106C2777764128 @default.
- W1985158106 hasConceptScore W1985158106C2780495726 @default.
- W1985158106 hasConceptScore W1985158106C2780821815 @default.
- W1985158106 hasConceptScore W1985158106C33923547 @default.
- W1985158106 hasConceptScore W1985158106C82279013 @default.
- W1985158106 hasConceptScore W1985158106C83646750 @default.
- W1985158106 hasIssue "6" @default.
- W1985158106 hasLocation W19851581061 @default.
- W1985158106 hasOpenAccess W1985158106 @default.
- W1985158106 hasPrimaryLocation W19851581061 @default.
- W1985158106 hasRelatedWork W1578767329 @default.
- W1985158106 hasRelatedWork W1648599560 @default.
- W1985158106 hasRelatedWork W1997841256 @default.
- W1985158106 hasRelatedWork W2314524240 @default.
- W1985158106 hasRelatedWork W2351438526 @default.
- W1985158106 hasRelatedWork W2469395100 @default.
- W1985158106 hasRelatedWork W4220974862 @default.
- W1985158106 hasRelatedWork W2181606944 @default.
- W1985158106 hasRelatedWork W283538738 @default.
- W1985158106 hasRelatedWork W4254593568 @default.
- W1985158106 hasVolume "21" @default.
- W1985158106 isParatext "false" @default.
- W1985158106 isRetracted "false" @default.
- W1985158106 magId "1985158106" @default.
- W1985158106 workType "article" @default.