Matches in SemOpenAlex for { <https://semopenalex.org/work/W1995610437> ?p ?o ?g. }
- W1995610437 endingPage "158" @default.
- W1995610437 startingPage "150" @default.
- W1995610437 abstract "The Dutch risk equalization scheme has been improved over the years by including health related risk adjusters. The purpose of the Dutch risk equalization scheme is to prevent risk selection and to correct for predictable losses and gains for insurers. The objective of this paper is to explore the financial incentives for risk selection under the Dutch risk equalization scheme. We used a simulation model to estimate lifetime health care costs and risk equalization contributions for three cohorts (a smoking; an obese; and a healthy living cohort). Financial differences for the three cohorts were assessed by subtracting health care costs from risk equalization contributions. Even under an elaborate risk equalization system, the healthy living cohort was still most financially attractive for insurers. Smokers were somewhat less attractive, while the obese cohort was least attractive. Lifetime differences with healthy living individuals (revenues minus costs) were modest: €4840 for obese individuals and €1101 for smokers. Under a simple form of risk equalization these differences were higher, €8542 and €4620 respectively. Improvement of the risk equalization scheme reduced the gap between costs and revenues. Incentives for undesirable risk selection were reduced, but simultaneously incentives for health promotion were weakened. This highlights a new prevention paradox: improving the level playing field for health insurers will inevitably limit their incentives for promoting the health of their clients." @default.
- W1995610437 created "2016-06-24" @default.
- W1995610437 creator A5004336116 @default.
- W1995610437 creator A5028166167 @default.
- W1995610437 creator A5029793565 @default.
- W1995610437 creator A5053906209 @default.
- W1995610437 creator A5081112221 @default.
- W1995610437 date "2013-01-01" @default.
- W1995610437 modified "2023-10-12" @default.
- W1995610437 title "A new prevention paradox: The trade-off between reducing incentives for risk selection and increasing the incentives for prevention for health insurers" @default.
- W1995610437 cites W1499776866 @default.
- W1995610437 cites W1978495615 @default.
- W1995610437 cites W1982254914 @default.
- W1995610437 cites W2001359038 @default.
- W1995610437 cites W2008165408 @default.
- W1995610437 cites W2008242157 @default.
- W1995610437 cites W2038854053 @default.
- W1995610437 cites W2040905198 @default.
- W1995610437 cites W2057995166 @default.
- W1995610437 cites W2100284762 @default.
- W1995610437 cites W2103457203 @default.
- W1995610437 cites W2122777279 @default.
- W1995610437 cites W2124848933 @default.
- W1995610437 cites W2128496842 @default.
- W1995610437 cites W2132135341 @default.
- W1995610437 cites W2138823984 @default.
- W1995610437 cites W2139443014 @default.
- W1995610437 cites W2143166329 @default.
- W1995610437 cites W2148840596 @default.
- W1995610437 cites W2154321107 @default.
- W1995610437 cites W2156108671 @default.
- W1995610437 cites W2166705431 @default.
- W1995610437 cites W2945919448 @default.
- W1995610437 doi "https://doi.org/10.1016/j.socscimed.2012.10.019" @default.
- W1995610437 hasPubMedId "https://pubmed.ncbi.nlm.nih.gov/23182593" @default.
- W1995610437 hasPublicationYear "2013" @default.
- W1995610437 type Work @default.
- W1995610437 sameAs 1995610437 @default.
- W1995610437 citedByCount "3" @default.
- W1995610437 countsByYear W19956104372014 @default.
- W1995610437 countsByYear W19956104372015 @default.
- W1995610437 crossrefType "journal-article" @default.
- W1995610437 hasAuthorship W1995610437A5004336116 @default.
- W1995610437 hasAuthorship W1995610437A5028166167 @default.
- W1995610437 hasAuthorship W1995610437A5029793565 @default.
- W1995610437 hasAuthorship W1995610437A5053906209 @default.
- W1995610437 hasAuthorship W1995610437A5081112221 @default.
- W1995610437 hasConcept C100001284 @default.
- W1995610437 hasConcept C10138342 @default.
- W1995610437 hasConcept C126322002 @default.
- W1995610437 hasConcept C144133560 @default.
- W1995610437 hasConcept C154945302 @default.
- W1995610437 hasConcept C160735492 @default.
- W1995610437 hasConcept C162118730 @default.
- W1995610437 hasConcept C162324750 @default.
- W1995610437 hasConcept C175444787 @default.
- W1995610437 hasConcept C195487862 @default.
- W1995610437 hasConcept C29122968 @default.
- W1995610437 hasConcept C41008148 @default.
- W1995610437 hasConcept C50522688 @default.
- W1995610437 hasConcept C71924100 @default.
- W1995610437 hasConcept C72563966 @default.
- W1995610437 hasConcept C81917197 @default.
- W1995610437 hasConcept C99454951 @default.
- W1995610437 hasConceptScore W1995610437C100001284 @default.
- W1995610437 hasConceptScore W1995610437C10138342 @default.
- W1995610437 hasConceptScore W1995610437C126322002 @default.
- W1995610437 hasConceptScore W1995610437C144133560 @default.
- W1995610437 hasConceptScore W1995610437C154945302 @default.
- W1995610437 hasConceptScore W1995610437C160735492 @default.
- W1995610437 hasConceptScore W1995610437C162118730 @default.
- W1995610437 hasConceptScore W1995610437C162324750 @default.
- W1995610437 hasConceptScore W1995610437C175444787 @default.
- W1995610437 hasConceptScore W1995610437C195487862 @default.
- W1995610437 hasConceptScore W1995610437C29122968 @default.
- W1995610437 hasConceptScore W1995610437C41008148 @default.
- W1995610437 hasConceptScore W1995610437C50522688 @default.
- W1995610437 hasConceptScore W1995610437C71924100 @default.
- W1995610437 hasConceptScore W1995610437C72563966 @default.
- W1995610437 hasConceptScore W1995610437C81917197 @default.
- W1995610437 hasConceptScore W1995610437C99454951 @default.
- W1995610437 hasLocation W19956104371 @default.
- W1995610437 hasLocation W19956104372 @default.
- W1995610437 hasOpenAccess W1995610437 @default.
- W1995610437 hasPrimaryLocation W19956104371 @default.
- W1995610437 hasRelatedWork W1566990141 @default.
- W1995610437 hasRelatedWork W1591335989 @default.
- W1995610437 hasRelatedWork W1854967145 @default.
- W1995610437 hasRelatedWork W197231960 @default.
- W1995610437 hasRelatedWork W1982674639 @default.
- W1995610437 hasRelatedWork W2082260411 @default.
- W1995610437 hasRelatedWork W2117382870 @default.
- W1995610437 hasRelatedWork W2323379406 @default.
- W1995610437 hasRelatedWork W2333297754 @default.
- W1995610437 hasRelatedWork W2511965049 @default.
- W1995610437 hasRelatedWork W2540750250 @default.
- W1995610437 hasRelatedWork W2894020737 @default.
- W1995610437 hasRelatedWork W2942365228 @default.