Matches in SemOpenAlex for { <https://semopenalex.org/work/W1997572592> ?p ?o ?g. }
Showing items 1 to 97 of
97
with 100 items per page.
- W1997572592 endingPage "497" @default.
- W1997572592 startingPage "467" @default.
- W1997572592 abstract "This paper draws on a conceptual analysis of discrimination to improve the methodology for estimating discrimination in small-business credit markets and to provide some evidence about the possible causes of discrimination in these markets. Using a variety of statistical enhancements to existing studies, we find statistically significant evidence of substantial discrimination in loan approval against black-owned and Hispanic-owned businesses in 1998. We also find some hints that this discrimination takes the form of statistical discrimination, driven by lenders' stereotypes about the ability of black- and Hispanic-owned businesses to succeed under some circumstances. Although we find no discrimination, on average, in interest rates on approved loans, we also find that black-owned businesses do face discrimination in interest rates when they borrow from finance companies and businesses, such as mutual fund companies and leasing companies, with a primary mission other than lending. These findings suggest that federal financial regulatory agencies should re-double their efforts to uncover and prosecute lenders who discriminate against black- and Hispanic-owned businesses and that new tools may be needed to find discrimination by firms not well covered by the existing fair-lending enforcement system." @default.
- W1997572592 created "2016-06-24" @default.
- W1997572592 creator A5012513662 @default.
- W1997572592 creator A5076224475 @default.
- W1997572592 creator A5084865395 @default.
- W1997572592 date "2008-03-01" @default.
- W1997572592 modified "2023-10-12" @default.
- W1997572592 title "Do lenders discriminate against minority and woman entrepreneurs?" @default.
- W1997572592 cites W109511496 @default.
- W1997572592 cites W1530876107 @default.
- W1997572592 cites W1719388392 @default.
- W1997572592 cites W1898654289 @default.
- W1997572592 cites W1991615152 @default.
- W1997572592 cites W2003191069 @default.
- W1997572592 cites W2021903477 @default.
- W1997572592 cites W2029243345 @default.
- W1997572592 cites W2035579586 @default.
- W1997572592 cites W2096930040 @default.
- W1997572592 cites W2098695145 @default.
- W1997572592 cites W2143714670 @default.
- W1997572592 cites W2165144879 @default.
- W1997572592 cites W2166626454 @default.
- W1997572592 cites W2169393201 @default.
- W1997572592 cites W2170007391 @default.
- W1997572592 cites W2894093590 @default.
- W1997572592 cites W3121328534 @default.
- W1997572592 cites W3121487497 @default.
- W1997572592 cites W3121558913 @default.
- W1997572592 cites W3122664172 @default.
- W1997572592 cites W3122889161 @default.
- W1997572592 cites W3124190800 @default.
- W1997572592 cites W4238040836 @default.
- W1997572592 cites W4253020533 @default.
- W1997572592 doi "https://doi.org/10.1016/j.jue.2007.03.001" @default.
- W1997572592 hasPublicationYear "2008" @default.
- W1997572592 type Work @default.
- W1997572592 sameAs 1997572592 @default.
- W1997572592 citedByCount "160" @default.
- W1997572592 countsByYear W19975725922012 @default.
- W1997572592 countsByYear W19975725922013 @default.
- W1997572592 countsByYear W19975725922014 @default.
- W1997572592 countsByYear W19975725922015 @default.
- W1997572592 countsByYear W19975725922016 @default.
- W1997572592 countsByYear W19975725922017 @default.
- W1997572592 countsByYear W19975725922018 @default.
- W1997572592 countsByYear W19975725922019 @default.
- W1997572592 countsByYear W19975725922020 @default.
- W1997572592 countsByYear W19975725922021 @default.
- W1997572592 countsByYear W19975725922022 @default.
- W1997572592 countsByYear W19975725922023 @default.
- W1997572592 crossrefType "journal-article" @default.
- W1997572592 hasAuthorship W1997572592A5012513662 @default.
- W1997572592 hasAuthorship W1997572592A5076224475 @default.
- W1997572592 hasAuthorship W1997572592A5084865395 @default.
- W1997572592 hasConcept C10138342 @default.
- W1997572592 hasConcept C144133560 @default.
- W1997572592 hasConcept C162324750 @default.
- W1997572592 hasConcept C17744445 @default.
- W1997572592 hasConcept C199539241 @default.
- W1997572592 hasConcept C2777764128 @default.
- W1997572592 hasConcept C2777973936 @default.
- W1997572592 hasConcept C2779055911 @default.
- W1997572592 hasConcept C2779777834 @default.
- W1997572592 hasConcept C2781437166 @default.
- W1997572592 hasConcept C4249254 @default.
- W1997572592 hasConceptScore W1997572592C10138342 @default.
- W1997572592 hasConceptScore W1997572592C144133560 @default.
- W1997572592 hasConceptScore W1997572592C162324750 @default.
- W1997572592 hasConceptScore W1997572592C17744445 @default.
- W1997572592 hasConceptScore W1997572592C199539241 @default.
- W1997572592 hasConceptScore W1997572592C2777764128 @default.
- W1997572592 hasConceptScore W1997572592C2777973936 @default.
- W1997572592 hasConceptScore W1997572592C2779055911 @default.
- W1997572592 hasConceptScore W1997572592C2779777834 @default.
- W1997572592 hasConceptScore W1997572592C2781437166 @default.
- W1997572592 hasConceptScore W1997572592C4249254 @default.
- W1997572592 hasIssue "2" @default.
- W1997572592 hasLocation W19975725921 @default.
- W1997572592 hasOpenAccess W1997572592 @default.
- W1997572592 hasPrimaryLocation W19975725921 @default.
- W1997572592 hasRelatedWork W1231347821 @default.
- W1997572592 hasRelatedWork W1997572592 @default.
- W1997572592 hasRelatedWork W2078532001 @default.
- W1997572592 hasRelatedWork W2167054821 @default.
- W1997572592 hasRelatedWork W2373497166 @default.
- W1997572592 hasRelatedWork W2780283594 @default.
- W1997572592 hasRelatedWork W2902774028 @default.
- W1997572592 hasRelatedWork W3123685715 @default.
- W1997572592 hasRelatedWork W3131550915 @default.
- W1997572592 hasRelatedWork W4245662526 @default.
- W1997572592 hasVolume "63" @default.
- W1997572592 isParatext "false" @default.
- W1997572592 isRetracted "false" @default.
- W1997572592 magId "1997572592" @default.
- W1997572592 workType "article" @default.