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- W2005753655 abstract "In 1993, the Indian government introduced debt recovery tribunals to speed up the resolution of debt recovery claims larger than a threshold. This paper exploits the staggered introduction of tribunals across states and the link between overdues and claim size to implement a differences-in-differences strategy on project loan data. It finds that the tribunals reduced delinquency for the average loan by 28 percent. They also lowered the interest rates charged on larger loans, holding constant borrower quality. This suggests that the speedier processing of debt recovery suits can lower the cost of credit. (JEL G21, K41, O16, O17)" @default.
- W2005753655 created "2016-06-24" @default.
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- W2005753655 date "2009-06-01" @default.
- W2005753655 modified "2023-10-16" @default.
- W2005753655 title "Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India" @default.
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- W2005753655 doi "https://doi.org/10.1257/app.1.3.59" @default.
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