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- W2007452507 abstract "Abstract In this paper we first develop an axiomatic measure of financial inclusion. This measure is readily implementable and useful to determine policy priorities to promote financial inclusion. Next, we demonstrate that supply side data on banking services can be usefully employed to measure financial inclusion. Third, we examine the effects of major banking policies on financial inclusion across states in India during 1972–2009, using panel data econometrics techniques. We find that the social-banking policy has played crucial role to foster financial inclusion across states in India during 1977–1990. Thereafter, the move toward pro-market financial sector reform has adversely affected the pace of financial inclusion. This paper identifies geographic penetration of banks and credit availability as two policy targets to foster financial inclusion in India." @default.
- W2007452507 created "2016-06-24" @default.
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- W2007452507 date "2013-09-01" @default.
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- W2007452507 title "Financial inclusion in India: An axiomatic approach" @default.
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- W2007452507 doi "https://doi.org/10.1016/j.jpolmod.2012.12.007" @default.
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