Matches in SemOpenAlex for { <https://semopenalex.org/work/W2009237324> ?p ?o ?g. }
Showing items 1 to 90 of
90
with 100 items per page.
- W2009237324 endingPage "214" @default.
- W2009237324 startingPage "185" @default.
- W2009237324 abstract "Abstract Private information obtained by lenders leads to borrower capture to the extent that such information cannot be communicated credibly to outsiders. We analyze how this capture affects the loan portfolio allocation of informed lenders. First, we show that banks charge higher interest rates and finance relatively less creditworthy borrowers in market segments with greater information asymmetries. Second, when faced with greater competition from outside lenders, banks reallocate credit toward more captured borrowers (flight to captivity). Third, if borrower quality and captivity are sufficiently correlated, an increase in the competitiveness of uninformed lenders can worsen the informed lender's overall loan portfolio. The model explains observed consequences of financial liberalizations." @default.
- W2009237324 created "2016-06-24" @default.
- W2009237324 creator A5018589274 @default.
- W2009237324 creator A5076724169 @default.
- W2009237324 date "2004-04-01" @default.
- W2009237324 modified "2023-10-16" @default.
- W2009237324 title "Information and bank credit allocation" @default.
- W2009237324 cites W1569992254 @default.
- W2009237324 cites W1590863927 @default.
- W2009237324 cites W1928404015 @default.
- W2009237324 cites W1964184494 @default.
- W2009237324 cites W1978352128 @default.
- W2009237324 cites W2029792205 @default.
- W2009237324 cites W2039198113 @default.
- W2009237324 cites W2059694171 @default.
- W2009237324 cites W2063333733 @default.
- W2009237324 cites W2077907699 @default.
- W2009237324 cites W2118889105 @default.
- W2009237324 cites W2132829449 @default.
- W2009237324 cites W2134443358 @default.
- W2009237324 cites W2136598966 @default.
- W2009237324 cites W2161860268 @default.
- W2009237324 cites W2167141920 @default.
- W2009237324 cites W2169508410 @default.
- W2009237324 cites W3121328534 @default.
- W2009237324 cites W3121331558 @default.
- W2009237324 cites W3121824251 @default.
- W2009237324 cites W3122042469 @default.
- W2009237324 cites W3122368461 @default.
- W2009237324 cites W3122664172 @default.
- W2009237324 cites W3123139899 @default.
- W2009237324 cites W3123587485 @default.
- W2009237324 cites W3125031979 @default.
- W2009237324 cites W3125989415 @default.
- W2009237324 cites W4213303910 @default.
- W2009237324 cites W4245102885 @default.
- W2009237324 cites W4247658863 @default.
- W2009237324 cites W4250388725 @default.
- W2009237324 cites W4297889273 @default.
- W2009237324 doi "https://doi.org/10.1016/s0304-405x(03)00210-1" @default.
- W2009237324 hasPublicationYear "2004" @default.
- W2009237324 type Work @default.
- W2009237324 sameAs 2009237324 @default.
- W2009237324 citedByCount "454" @default.
- W2009237324 countsByYear W20092373242012 @default.
- W2009237324 countsByYear W20092373242013 @default.
- W2009237324 countsByYear W20092373242014 @default.
- W2009237324 countsByYear W20092373242015 @default.
- W2009237324 countsByYear W20092373242016 @default.
- W2009237324 countsByYear W20092373242017 @default.
- W2009237324 countsByYear W20092373242018 @default.
- W2009237324 countsByYear W20092373242019 @default.
- W2009237324 countsByYear W20092373242020 @default.
- W2009237324 countsByYear W20092373242021 @default.
- W2009237324 countsByYear W20092373242022 @default.
- W2009237324 countsByYear W20092373242023 @default.
- W2009237324 crossrefType "journal-article" @default.
- W2009237324 hasAuthorship W2009237324A5018589274 @default.
- W2009237324 hasAuthorship W2009237324A5076724169 @default.
- W2009237324 hasConcept C10138342 @default.
- W2009237324 hasConcept C144133560 @default.
- W2009237324 hasConcept C162324750 @default.
- W2009237324 hasConcept C2993078247 @default.
- W2009237324 hasConcept C73283319 @default.
- W2009237324 hasConceptScore W2009237324C10138342 @default.
- W2009237324 hasConceptScore W2009237324C144133560 @default.
- W2009237324 hasConceptScore W2009237324C162324750 @default.
- W2009237324 hasConceptScore W2009237324C2993078247 @default.
- W2009237324 hasConceptScore W2009237324C73283319 @default.
- W2009237324 hasIssue "1" @default.
- W2009237324 hasLocation W20092373241 @default.
- W2009237324 hasOpenAccess W2009237324 @default.
- W2009237324 hasPrimaryLocation W20092373241 @default.
- W2009237324 hasRelatedWork W1484245264 @default.
- W2009237324 hasRelatedWork W2017719373 @default.
- W2009237324 hasRelatedWork W2051944322 @default.
- W2009237324 hasRelatedWork W2365347425 @default.
- W2009237324 hasRelatedWork W2387212527 @default.
- W2009237324 hasRelatedWork W2573270482 @default.
- W2009237324 hasRelatedWork W2750896665 @default.
- W2009237324 hasRelatedWork W2903749241 @default.
- W2009237324 hasRelatedWork W3159245703 @default.
- W2009237324 hasRelatedWork W2187559042 @default.
- W2009237324 hasVolume "72" @default.
- W2009237324 isParatext "false" @default.
- W2009237324 isRetracted "false" @default.
- W2009237324 magId "2009237324" @default.
- W2009237324 workType "article" @default.