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- W2012007124 abstract "For countries relying on variable-rate, equal monthly installment mortgages, periods of high or unstable inflation can decimate loan affordability and profitability. The Bulgarian Indexed Capped Credit (BICC) can protect bank returns and radically improve loan affordability. Nevertheless, the instrument has a significantly higher credit risk than a fixed rate mortgage. Using Bulgaria as a model, this paper will review the BICC's benefits for borrowers and lenders. In addition, it will examine the instrument's credit risk and explore one option for reducing that hazard. Finally, this report will examine briefly liquidity risk, consumer acceptance and servicing issues." @default.
- W2012007124 created "2016-06-24" @default.
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- W2012007124 date "1993-01-01" @default.
- W2012007124 modified "2023-09-28" @default.
- W2012007124 title "PERFORMANCE OF THE VARIABLE RATE MORTGAGE AND THE BULGARIAN INDEXED CAPPED CREDIT" @default.
- W2012007124 doi "https://doi.org/10.1111/j.1467-940x.1993.tb00126.x" @default.
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