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- W201724706 abstract "An instrument is often made payable to multiple payees either jointly or in the alternative for a variety of reasons. If jointly, the issuer is likely more concerned about the discharge of his obligation to all payees rather than the proper distribution of the proceeds. If made payable in the alternative, the issuer is not concerned with who actually obtains payment. However, expression of the issuer's intent is not always clear on the face of the instrument, causing ambiguity as to whom is required to endorse it. Because determining the issuer's intent is not controlled by the use of and or or, the ambiguity results in litigation, frustration of the issuer's probable intent, curtailment of the rights of payees, uncertainty in the proper application of Article 3 of the Uniform Commercial Code (U.C.C.). This article provides the first comprehensive analysis of the ambiguous multiple payee issue. The article begins with the historical development of multiple payee designations. Following, the author analyzes cases addressing the multiple payee issue, subsequently critiquing the 1989 change made to the relevant U.C.C. sections. The article concludes with a proposal for a U.C.C. amendment which would resolve the ambiguous payee designation dilemma." @default.
- W201724706 created "2016-06-24" @default.
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- W201724706 date "1990-01-01" @default.
- W201724706 modified "2023-09-23" @default.
- W201724706 title "Pay to the Order of Whom?—The Case of the Ambiguous Multiple Payee Designation" @default.
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