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• W2019498045 abstract "The purpose of this paper is to illustrate how a parallel distributed processing (PDF) two-stage model depicts decision makers' knowledge representation of information that may influence their analysis, which in turn may have an impact on their decisions. The cognitive view of knowledge representation was used as a basic ingredient in understanding how loan officers may not rationally process accounting information. This study presents a path analysis model (covariance model) which describes how loan officers' parallel processing affects their decisions of whether or not to make loans. The results from this study implied that certain decision makers benefited by retrieving more different parallel cues in the first stage and second stage of processing information. The results further imply that users of information generally priorized selected information in order to come to a decision point. It is important to understand decision makers' knowledge representation in the first and second stage of processing in order to explain and predict what types of information are priorized before a final decision is made. Also, if decision makers are aware of their processing biases they may be able to correct and modify their future actions." @default.
• W2019498045 created "2016-06-24" @default.
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• W2019498045 date "1991-06-01" @default.
• W2019498045 modified "2023-09-25" @default.
• W2019498045 title "How do loan officers make their decisions about credit risks? A study of parallel distributed processing" @default.
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• W2019498045 doi "https://doi.org/10.1016/0167-4870(91)90015-l" @default.
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