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• W2023846550 abstract "Credit risk analysis has long attracted a great deal of attention from both academic researchers and practitioners. However, because of the recent financial crisis, this field continues to draw ever increasingly attention. A multiple kernels multi-criteria programming approach based on evolution strategy (ES-MK-MCP) is proposed for credit decision making in this study. We introduce a linear combination of kernel functions to enhance the interpretability of credit classification models, and propose an alternative to optimize the parameters based on the evolution strategy. For illustration purpose, two UCI credit card data sets are used to verify the effectiveness and feasibility of the proposed model. As the experimental results reveal, the proposed ES-MK-MCP model is an efficient tool for credit risk analysis, especially for decision makers to identify the most relevant features." @default.
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• W2023846550 date "2011-05-01" @default.
• W2023846550 modified "2023-09-26" @default.
• W2023846550 title "An evolution strategy-based multiple kernels multi-criteria programming approach: The case of credit decision making" @default.
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• W2023846550 doi "https://doi.org/10.1016/j.dss.2010.11.022" @default.
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