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- W2027314005 abstract "Abstract Three exploratory hierarchical causal models were tested that examined the relationship between credit-related variables and the likelihood of defaulting on direct response financial obligations. First, causal modeling was used to explore the hierarchical interrelationships between the variables that in a previous study were found to best predict default status (general model). The second model examined these hierarchical relationships when two types of direct response media are utilized—direct mail and magazine (media model). Finally, the third hierarchical model examined the interrelationships between default variables when two different product offers are considered—book clubs and collectibles (offer model). This research is based in part on recommendations by the reviewers of our initial research and the editor of the journal to study the interrelationships between default variables and to determine whether these relationships are generalizable to multiple situational contexts." @default.
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- W2027314005 date "1997-01-01" @default.
- W2027314005 modified "2023-09-24" @default.
- W2027314005 title "Understanding the antecedents to defaulting on direct response financial obligations" @default.
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- W2027314005 doi "https://doi.org/10.1002/(sici)1522-7138(199724)11:1<55::aid-dir6>3.0.co;2-y" @default.
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