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- W2032685444 abstract "We present new evidence from the Euro Survey of the Austrian Central Bank on the level of financial literacy in Romania and analyze how financial literacy is related to household savings. Less than 5% of respondents were able to correctly answer the three “core” financial literacy questions on interest compounding, inflation, and risk diversification, with the risk diversification question posing the greatest difficulties. Twenty percent of respondents are able to answer both the interest compounding and inflation questions correctly. Financial literacy levels differ between regions and across rural and urban areas. Older and less-educated individuals perform worst on the financial literacy questions, but those who remember previous periods of economic turbulence during transition perform better. We find that financial literacy is positively and significantly related to saving and investment." @default.
- W2032685444 created "2016-06-24" @default.
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- W2032685444 date "2013-07-01" @default.
- W2032685444 modified "2023-10-18" @default.
- W2032685444 title "Financial Literacy and Household Savings in Romania" @default.
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- W2032685444 doi "https://doi.org/10.5038/1936-4660.6.2.9" @default.
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