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- W2041851230 abstract "Insurance industry in India is governed by Insurance Act 1938, Life Insurance Corporation Act 1956, General Insurance Business (Nationalization) Act 1972, and Insurance Regulatory and Development Authority (IRDA) Act 1999. Insurance in India used to be tightly regulated and monopolized by state run insurers. Following the move towards economic reforms in the early 1990s, various plans to revamp the sector finally resulted in the passage of the insurance business was opened on two fronts. Firstly, domestic private-sector companies were permitted to enter both life and non-life insurance business. Secondly, foreign companies were allowed to participate, albeit with a cap on shareholding at 26%. With the introduction of IRDA Act, the insurance sector joined a set of other economic sector on the growth march. Following the passage of the Insurance Regulatory and Development Authority (IRDA) Act 1999. India abandoned public sector exclusively in the insurance industry in favors of market driven competition. This shift has brought about major changes to the insurance industry. In India, the Ministry of Finance is responsible for enacting and implementing legislations for the insurance sector with the Insurance Regulatory and Development Authority (IRDA) entitle with the regulatory and development role. Both the life and non-life insurance sectors in India, which were nationalized in the 1950s and 1960s, respectively, were liberalized in the 1990s. Since the formation of IRDA and the opening up of the insurance sector to private players in 2000, the Indian insurance sector has witnessed rapid growth. A growing middle-class segment, rising income, increasing insurance awareness, rising investment and infrastructure spending, have laid a strong foundation to extend insurance services in India. The sector which stood at a strong US$ 72 billion in 2012 has the potential to grow to US$ 280 billion by 2020." @default.
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- W2041851230 date "2012-06-15" @default.
- W2041851230 modified "2023-09-27" @default.
- W2041851230 title "Insurance Sector in India: Challenges and Opportunities" @default.
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- W2041851230 doi "https://doi.org/10.15373/22778160/january2014/73" @default.
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