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- W2071518982 abstract "Internet-based banks use a technology-intensive production process that may benefit from scale effects as they grow larger. This article analyzes whether the predominant Internet-primary bank in the USA generates technology-based economies of scale in the period 2002–2010. There is evidence of both favorable and adverse technology-based scale effects. As the leading Internet-primary bank gets larger, the financial performance gap with traditional banks shrinks while some of its critical competitive advantages wear down. The results suggest that unless the prevailing Internet-primary bank preserves the distinctive advantages of the Internet-based business model as it improves financial performance, it might end up converging with its branching competitors." @default.
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- W2071518982 date "2011-11-27" @default.
- W2071518982 modified "2023-10-01" @default.
- W2071518982 title "The impact of scale effects on the prevailing internet-based banking model in the US" @default.
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- W2071518982 doi "https://doi.org/10.1007/s11628-011-0126-6" @default.
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