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• W2076750764 abstract "Although banking sector development is important at the early stage of economic growth, general liberalization presuming a homogeneous bank role may not necessarily promote growth. The objective of this paper is to examine how to scale-up Pakistani banking efficiency through operational specialization and diversification, and size expansion. The estimated cost structure indicates that state-owned commercial banks are large enough, while development financial institutions and private banks can expect to obtain cost-saving advantages by expanding their operations. Since scope economies are significant, portfolio diversification generally increases bank profits. In addition, privatized banks are the most efficient, followed by foreign and private banks. Public banks are the least efficient." @default.
• W2076750764 created "2016-06-24" @default.
• W2076750764 creator A5008069606 @default.
• W2076750764 date "2004-06-01" @default.
• W2076750764 modified "2023-10-17" @default.
• W2076750764 title "Banking sector reforms in Pakistan: economies of scale and scope, and cost complementarities" @default.
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• W2076750764 doi "https://doi.org/10.1016/j.asieco.2004.03.004" @default.
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