Matches in SemOpenAlex for { <https://semopenalex.org/work/W2079409480> ?p ?o ?g. }
Showing items 1 to 96 of
96
with 100 items per page.
- W2079409480 endingPage "297" @default.
- W2079409480 startingPage "278" @default.
- W2079409480 abstract "This paper examines whether neighborhood racial or income composition influences a lender's treatment of mortgage applications. Recent studies have found little evidence of differential treatment based on either the racial or income composition of the neighborhood, once the specification accounts for neighborhood risk factors. This paper suggests that lenders may favor applicants from Community Reinvestment Act (CRA)-protected neighborhoods if they obtain private mortgage insurance (PMI) and that this behavior may mask lender redlining of low-income and minority neighborhoods. For loan applicants who are not covered by PMI, this paper finds strong evidence that applications for units in low-income neighborhoods are less likely to be approved, and some evidence that applications for units in minority neighborhoods are less likely to be approved, regardless of the race of the applicant. This pattern is not visible in earlier studies because lenders appear to treat applications from these neighborhoods more favorably when the applicant obtains PMI." @default.
- W2079409480 created "2016-06-24" @default.
- W2079409480 creator A5000220540 @default.
- W2079409480 creator A5032154473 @default.
- W2079409480 date "2004-03-01" @default.
- W2079409480 modified "2023-10-14" @default.
- W2079409480 title "Redlining, the Community Reinvestment Act, and private mortgage insurance" @default.
- W2079409480 cites W1982885284 @default.
- W2079409480 cites W1991615152 @default.
- W2079409480 cites W2004480233 @default.
- W2079409480 cites W2035466471 @default.
- W2079409480 cites W2052176589 @default.
- W2079409480 cites W2059661048 @default.
- W2079409480 cites W2079113811 @default.
- W2079409480 cites W2084420384 @default.
- W2079409480 cites W2108818539 @default.
- W2079409480 cites W2145212723 @default.
- W2079409480 cites W3122008440 @default.
- W2079409480 cites W4253163777 @default.
- W2079409480 doi "https://doi.org/10.1016/s0094-1190(02)00508-9" @default.
- W2079409480 hasPublicationYear "2004" @default.
- W2079409480 type Work @default.
- W2079409480 sameAs 2079409480 @default.
- W2079409480 citedByCount "72" @default.
- W2079409480 countsByYear W20794094802013 @default.
- W2079409480 countsByYear W20794094802014 @default.
- W2079409480 countsByYear W20794094802015 @default.
- W2079409480 countsByYear W20794094802016 @default.
- W2079409480 countsByYear W20794094802017 @default.
- W2079409480 countsByYear W20794094802018 @default.
- W2079409480 countsByYear W20794094802019 @default.
- W2079409480 countsByYear W20794094802020 @default.
- W2079409480 countsByYear W20794094802021 @default.
- W2079409480 countsByYear W20794094802022 @default.
- W2079409480 countsByYear W20794094802023 @default.
- W2079409480 crossrefType "journal-article" @default.
- W2079409480 hasAuthorship W2079409480A5000220540 @default.
- W2079409480 hasAuthorship W2079409480A5032154473 @default.
- W2079409480 hasBestOaLocation W20794094802 @default.
- W2079409480 hasConcept C10138342 @default.
- W2079409480 hasConcept C107993555 @default.
- W2079409480 hasConcept C138893092 @default.
- W2079409480 hasConcept C144024400 @default.
- W2079409480 hasConcept C144133560 @default.
- W2079409480 hasConcept C162118730 @default.
- W2079409480 hasConcept C17744445 @default.
- W2079409480 hasConcept C199539241 @default.
- W2079409480 hasConcept C22738907 @default.
- W2079409480 hasConcept C2777764128 @default.
- W2079409480 hasConcept C2779055911 @default.
- W2079409480 hasConcept C2780001282 @default.
- W2079409480 hasConcept C2994225426 @default.
- W2079409480 hasConcept C3020673143 @default.
- W2079409480 hasConcept C68799949 @default.
- W2079409480 hasConcept C76509639 @default.
- W2079409480 hasConcept C97330809 @default.
- W2079409480 hasConceptScore W2079409480C10138342 @default.
- W2079409480 hasConceptScore W2079409480C107993555 @default.
- W2079409480 hasConceptScore W2079409480C138893092 @default.
- W2079409480 hasConceptScore W2079409480C144024400 @default.
- W2079409480 hasConceptScore W2079409480C144133560 @default.
- W2079409480 hasConceptScore W2079409480C162118730 @default.
- W2079409480 hasConceptScore W2079409480C17744445 @default.
- W2079409480 hasConceptScore W2079409480C199539241 @default.
- W2079409480 hasConceptScore W2079409480C22738907 @default.
- W2079409480 hasConceptScore W2079409480C2777764128 @default.
- W2079409480 hasConceptScore W2079409480C2779055911 @default.
- W2079409480 hasConceptScore W2079409480C2780001282 @default.
- W2079409480 hasConceptScore W2079409480C2994225426 @default.
- W2079409480 hasConceptScore W2079409480C3020673143 @default.
- W2079409480 hasConceptScore W2079409480C68799949 @default.
- W2079409480 hasConceptScore W2079409480C76509639 @default.
- W2079409480 hasConceptScore W2079409480C97330809 @default.
- W2079409480 hasIssue "2" @default.
- W2079409480 hasLocation W20794094801 @default.
- W2079409480 hasLocation W20794094802 @default.
- W2079409480 hasLocation W20794094803 @default.
- W2079409480 hasOpenAccess W2079409480 @default.
- W2079409480 hasPrimaryLocation W20794094801 @default.
- W2079409480 hasRelatedWork W1595089198 @default.
- W2079409480 hasRelatedWork W2130460010 @default.
- W2079409480 hasRelatedWork W2323946393 @default.
- W2079409480 hasRelatedWork W2358786366 @default.
- W2079409480 hasRelatedWork W2770639604 @default.
- W2079409480 hasRelatedWork W2943826941 @default.
- W2079409480 hasRelatedWork W2986643093 @default.
- W2079409480 hasRelatedWork W3124310116 @default.
- W2079409480 hasRelatedWork W3124944800 @default.
- W2079409480 hasRelatedWork W3139606260 @default.
- W2079409480 hasVolume "55" @default.
- W2079409480 isParatext "false" @default.
- W2079409480 isRetracted "false" @default.
- W2079409480 magId "2079409480" @default.
- W2079409480 workType "article" @default.