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- W2097548503 abstract "This article addresses the feasibility of implementing an experience‐based premium rate discount system in crop insurance. While adverse selection and moral hazard in crop insurance have been extensively studied in the past, discount systems or bonus‐malus incentives have not, to our knowledge, been investigated. Our empirical analysis indicates that a crop insurance discount system could be implemented based on a measure of favorable past insurance experience. The estimated average discounts based on the rating methods developed in this study ranged from 5% to 9% (depending on the crop being considered)." @default.
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- W2097548503 date "2006-05-01" @default.
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- W2097548503 title "Developing Experience‐Based Premium Rate Discounts in Crop Insurance" @default.
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- W2097548503 doi "https://doi.org/10.1111/j.1467-8276.2006.00867.x" @default.
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