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- W2109131314 abstract "We explore determinants of flood insurance demand in the coastal zone using micro-data for nine Southeastern counties. Overall estimates indicate price inelastic demand, though subsidized policyholders have greater coverage and are more price sensitive. Mortgage borrowers exhibit no greater coverage; only 12 percent in 100-year flood zone indicate flood insurance was required by their lender. Flood insurance demand is increasing in the levels of flood and erosion risk. We find a positive correlation between household income and coverage, but the effect is not monotonic. Community-level erosion hazard mitigation projects influence flood insurance coverage, with beach replenishment acting as a complement." @default.
- W2109131314 created "2016-06-24" @default.
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- W2109131314 date "2010-08-27" @default.
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- W2109131314 title "Flood Insurance Coverage in the Coastal Zone" @default.
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- W2109131314 doi "https://doi.org/10.1111/j.1539-6975.2010.01380.x" @default.
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