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• W2110406303 abstract "This paper investigates the household and individual characteristics that influence the demand and supply of informal credit in Uganda, which credit is important for improving the welfare of the poor. Informal credit demand is positively and significantly influenced by age, sex, education level, dependency ratio, household expenditure, and regional location. On the supply side, informal lenders' credit rationing behaviour is negatively and significantly influenced by age, sex, asset values, and regional location. Government policies should focus on increasing both the productive capacity and wealth of households in order to enhance the poor's creditworthiness and make them less susceptible to credit rationing by lenders." @default.
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• W2110406303 date "2005-09-01" @default.
• W2110406303 modified "2023-10-15" @default.
• W2110406303 title "CREDIT DEMAND AND CREDIT RATIONING IN THE INFORMAL FINANCIAL SECTOR IN UGANDA1" @default.
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• W2110406303 doi "https://doi.org/10.1111/j.1813-6982.2005.00033.x" @default.
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