Matches in SemOpenAlex for { <https://semopenalex.org/work/W2110512946> ?p ?o ?g. }
- W2110512946 startingPage "237" @default.
- W2110512946 abstract "Paper Type: Research Paper Introduction Online system of banking is a type of bank services offered by banks for conducting transactions over the internet through secured bank website such as bills payment, view account balance, statement of account and so forth (Amin, 2007). The introduction of online banking in an Islamic bank started in Malaysia at the end of 2001 (Vijayan and Shanmugam, 2003). The banking industry is arguably one of the most prominent adopters of online system of banking, enhanced serviced delivery in their operation may not be unconnected to the numerous benefits it brings to them. For instance, online banking offers a new opportunity to both Islamic and conventional banks to improve their services to customers and gain competitive advantage. It provides an interactive banking transaction for customers, more quality services offered and is more flexible than the traditional banking (Amin, 2007). In the specific case of the developments occurring in the Nigeria banking industry, the introduction of Islamic banking is notable. Recently, the ever growing Islamic Banking system has also remained an area of attraction in Nigeria. The bank right from inception has been involved in enhancing the development of online banking services to its customers (Olalekan, 2011). Though there are many studies which have been conducted on online banking adoption in Nigerian conventional banks (e.g., Aghaunor and Fotoh, 2006; Agboola, 2006; Izogo, Nnaemeka, Onuoha and Ezema, 2012; Auta, 2010; Mbarika, Okoli, Byrd and Datta, 2005), none of these studies explored retail customers' adoption of online banking in an Islamic banking perspective. This limitation has motivated this study on Nigerian retail customers' adoption of online services in an Islamic bank. In this study the author highlighted some of the previous study on online banking adoption. Then the research framework with the hypotheses was also stated. Finally the result of validity and reliability of pilot study are presented with conclusions. Research purpose and problem The aim of this paper is to furnish the result of preliminary survey conducted on Nigerians retail customers' adoption of online services in an Islamic bank and apply extended Technology Acceptance Model (TAM). TAM as a research framework for the study was extended with three additional external variables in order to accommodate peculiarities in the research context and content. TAM is widely acknowledged model for the study of online banking adoption behavior (Sundarraj and Manochehri, 2011). The framework for this study is extended TAM. Due to differences in technology advancement and adoption rate between developed countries where new technology is innovated and developing countries like Nigeria there is a need to extend TAM with awareness, trust and technology quality. Additionally both Islamic and online banking is a recent development in Nigeria banking system (Maiyaki and Mokhtar, 2010). Hence, there is a need to know the level of awareness, trust and technology quality of Nigerian retail customers of an Islamic bank. Hence the author proposed awareness, trust and technology quality in this paper in order to accommodate peculiarities in the study context and content. Literature Review and Theoretical Foundation Numerous studies have been conducted on online banking field from various countries. Some reviews from previous researches are: influencing factors for the adoption of online banking services and adoption rate of online banking services from Palestine, Oman, Iran, Nigeria and Bahrain. In addition to that customers' perception in adopting the online banking in the context of Malaysia comprises of Al-Fahim, (2012). An important study was conducted by Sabri, Abu Laban, and Hanyia (2012) in Palestine in order to investigate online banking awareness. Their sample consists of bank managers, treasurers and customers of both traditional and online banking of twelve commercial banks in Gaza in Palestine. …" @default.
- W2110512946 created "2016-06-24" @default.
- W2110512946 creator A5010394622 @default.
- W2110512946 creator A5028255835 @default.
- W2110512946 creator A5030745994 @default.
- W2110512946 creator A5067646220 @default.
- W2110512946 date "2014-07-01" @default.
- W2110512946 modified "2023-09-26" @default.
- W2110512946 title "Nigerian Retail Customers' Adoption of Online Banking in an Islamic Bank" @default.
- W2110512946 cites W1483306106 @default.
- W2110512946 cites W1483478140 @default.
- W2110512946 cites W1493852950 @default.
- W2110512946 cites W1534198389 @default.
- W2110512946 cites W1537400761 @default.
- W2110512946 cites W1576704071 @default.
- W2110512946 cites W1965486683 @default.
- W2110512946 cites W1976745736 @default.
- W2110512946 cites W1980569376 @default.
- W2110512946 cites W2022185534 @default.
- W2110512946 cites W2036389121 @default.
- W2110512946 cites W2044181659 @default.
- W2110512946 cites W2065502371 @default.
- W2110512946 cites W2069861487 @default.
- W2110512946 cites W2082554507 @default.
- W2110512946 cites W2121055547 @default.
- W2110512946 cites W2142345840 @default.
- W2110512946 cites W2153102599 @default.
- W2110512946 cites W2157432386 @default.
- W2110512946 cites W2158021704 @default.
- W2110512946 cites W2168569455 @default.
- W2110512946 cites W2186497761 @default.
- W2110512946 cites W2294561971 @default.
- W2110512946 cites W2338091467 @default.
- W2110512946 cites W2363289403 @default.
- W2110512946 cites W2398373886 @default.
- W2110512946 cites W248048432 @default.
- W2110512946 cites W3015634246 @default.
- W2110512946 cites W190529148 @default.
- W2110512946 hasPublicationYear "2014" @default.
- W2110512946 type Work @default.
- W2110512946 sameAs 2110512946 @default.
- W2110512946 citedByCount "4" @default.
- W2110512946 countsByYear W21105129462015 @default.
- W2110512946 countsByYear W21105129462016 @default.
- W2110512946 countsByYear W21105129462017 @default.
- W2110512946 crossrefType "journal-article" @default.
- W2110512946 hasAuthorship W2110512946A5010394622 @default.
- W2110512946 hasAuthorship W2110512946A5028255835 @default.
- W2110512946 hasAuthorship W2110512946A5030745994 @default.
- W2110512946 hasAuthorship W2110512946A5067646220 @default.
- W2110512946 hasConcept C10138342 @default.
- W2110512946 hasConcept C110875604 @default.
- W2110512946 hasConcept C111472728 @default.
- W2110512946 hasConcept C136764020 @default.
- W2110512946 hasConcept C138885662 @default.
- W2110512946 hasConcept C139043278 @default.
- W2110512946 hasConcept C144133560 @default.
- W2110512946 hasConcept C156152238 @default.
- W2110512946 hasConcept C162853370 @default.
- W2110512946 hasConcept C27206212 @default.
- W2110512946 hasConcept C2775930393 @default.
- W2110512946 hasConcept C2779530757 @default.
- W2110512946 hasConcept C2993700298 @default.
- W2110512946 hasConcept C37703655 @default.
- W2110512946 hasConcept C41008148 @default.
- W2110512946 hasConcept C4445939 @default.
- W2110512946 hasConcept C54750564 @default.
- W2110512946 hasConcept C98899853 @default.
- W2110512946 hasConceptScore W2110512946C10138342 @default.
- W2110512946 hasConceptScore W2110512946C110875604 @default.
- W2110512946 hasConceptScore W2110512946C111472728 @default.
- W2110512946 hasConceptScore W2110512946C136764020 @default.
- W2110512946 hasConceptScore W2110512946C138885662 @default.
- W2110512946 hasConceptScore W2110512946C139043278 @default.
- W2110512946 hasConceptScore W2110512946C144133560 @default.
- W2110512946 hasConceptScore W2110512946C156152238 @default.
- W2110512946 hasConceptScore W2110512946C162853370 @default.
- W2110512946 hasConceptScore W2110512946C27206212 @default.
- W2110512946 hasConceptScore W2110512946C2775930393 @default.
- W2110512946 hasConceptScore W2110512946C2779530757 @default.
- W2110512946 hasConceptScore W2110512946C2993700298 @default.
- W2110512946 hasConceptScore W2110512946C37703655 @default.
- W2110512946 hasConceptScore W2110512946C41008148 @default.
- W2110512946 hasConceptScore W2110512946C4445939 @default.
- W2110512946 hasConceptScore W2110512946C54750564 @default.
- W2110512946 hasConceptScore W2110512946C98899853 @default.
- W2110512946 hasIssue "3" @default.
- W2110512946 hasLocation W21105129461 @default.
- W2110512946 hasOpenAccess W2110512946 @default.
- W2110512946 hasPrimaryLocation W21105129461 @default.
- W2110512946 hasRelatedWork W124122817 @default.
- W2110512946 hasRelatedWork W1597020329 @default.
- W2110512946 hasRelatedWork W2186463323 @default.
- W2110512946 hasRelatedWork W2188373173 @default.
- W2110512946 hasRelatedWork W2188547537 @default.
- W2110512946 hasRelatedWork W2195521997 @default.
- W2110512946 hasRelatedWork W2246946903 @default.
- W2110512946 hasRelatedWork W2274460701 @default.
- W2110512946 hasRelatedWork W2336166050 @default.