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- W2116938801 abstract "Data from the 2012 Diary of Consumer Payment Choice (DCPC) is used to estimate payment instrument choice for U.S. consumers. The data shows substantial changes compared to a similar study by Klee (2008) (which used data from 2001): Checks have virtually disappeared from purchase transactions, while still play a role in bill payments. Cash, on the other hand, still plays a large role for low-value transactions. As opposed to analyzing payment instrument choices in isolation the data allows to look at sequences of payment instrument choices and how they relate to cash withdrawals. Preliminary results indicate that such forward-looking behavior of consumers might be important." @default.
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- W2116938801 date "2014-01-01" @default.
- W2116938801 modified "2023-10-04" @default.
- W2116938801 title "This is What's in Your Wallet... And How You Use It" @default.
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- W2116938801 doi "https://doi.org/10.2139/ssrn.2431322" @default.
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