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- W2135252593 abstract "The attempts to explain the high and sticky credit card rates have given rise to a vast literature on credit card markets. This paper endeavors to explain the rates in the Turkish market using measures of non-price competition. In this market, issuers compete monopolistically by differentiating their credit card products. The fact that credit cards and all other banking services are perceived as a bundle by consumers allows banks to deploy also bank level characteristics to differentiate their credit cards. Thus, credit card rates are expected to be affected by the features and service quality of banks. Panel data estimations also control for various costs associated with credit card lending. The results show significant and robust effects of the non-price competition variables on credit card rates." @default.
- W2135252593 created "2016-06-24" @default.
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- W2135252593 date "2008-07-01" @default.
- W2135252593 modified "2023-09-26" @default.
- W2135252593 title "Non-price competition in credit card markets through bundling and bank level benefits" @default.
- W2135252593 hasPublicationYear "2008" @default.
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